Car accident insurance coverage

My husband got involved in an accident with my car at Bapong and he was in the hospital for a few days. He was also very lucky to have survived cous the ford Ranger from east point hit im and run, he fell over the bridge and te eastpoint gord ranger was re covered nearby by the community members our car is a write off and we sre both not working.our small business is struggling without a car and he is not ok physically i had to leave my job job just to support him and his business ut we arenot co***. The company is sending me from pillar to post. Im really struggling to make end meet