Discover - What a lot of *******

I paid premiums to these ******** at Discovery Invest for 12 years, just to discover that 50% of my premiums go towards "costs". The growth in my investment is minimal. Even my new broker says that Discovery is the most ********* company in the financial field. Where is the Financial Services Board in all of this? Their "skilled agents" are plain rude and too glad to pass you to another department where you waste your airtime waiting in a queue forever.