KE
Kamo E

1 reviews | Active since Aug 2015

11 May 2023, 18:12

Vitality money points/goals is the biggest **** ever!

Vitality money is a ****! The bank claimed it will be the one to help us use money in a healthy way. But they encourage credit card spending. How do you expect me to spend according to YOUR goals every week? Weeks are not the same. The week during pay day I obviously spend more because a lot of things are due. And I cannot spread my expenses as you guys would want! The most annoying thing is the goal increasing, why do you increase my goal? And why can’t you carry over points as you did on the last version? NXA!

0
Replies (3)
Discovery Bank
Discovery Bank's reply11 May 2023, 19:53
Official
Hi Kamo 

I am sorry this seems to be frustrating you. 

Our Vitality programmes and benefits are designed to promote responsible spending behaviour. Vitality Active Rewards encourages consistent behaviour each week, and Vitality Money discourages irresponsible spending.
 
Through the Vitality Money Financial Analyser, we can help you manage your money better by automatically categorising your transactions, creating budgets and mini-budgets, and setting alerts to help you meet your budget. You can use this tool to make sure that don’t spend more of your disposable income than you can responsibly afford. 

We’ve aligned the Spend goal to follow the same principles already app**** with your Exercise and Drive goals, which is that every Saturday you start a goal from zero, with no carry-over of points from your previous week’s behaviour. When you overachieve your Spend goal in a particular week, you could get a Sneak Peek on the Gameboard the next Rewards Wednesday. 

Regards, 
Palehelo
KE
Kamo E's update11 May 2023, 20:04
Reviewer Update
That is a lie! If you encourage responsible spending, why are you then increasing my spending goal? That is the opposite… And I buy a bulk of my groceries once a month, other weeks is just here and there so why are you increasing my spending goal? And also, overachieving on spending is not a good indicator for you to reward a sneak peak. You can do that with others but not the spending.

Also, there more I spend the more I get on my tiles, make it make sense? Your model is not working for us. Go back to the previous model, it was better!
Discovery Bank
Discovery Bank's reply12 May 2023, 09:49
Official
Hi Kamo 

Your concerns have been noted and will be presented to the relevant team. 

Regards, 
Palehelo