JS
Jason S

1 reviews | Active since Dec 2018

18 Jun 2021, 14:00

Transaction declined, but never refunded

A tried to buy flight tickets, and the transaction was declined. When I contacted Discovery to find out why they said they thought it was **********. I was able to try again and it all went through. The next day I try to use my card and I get a notification saying insufficient funds. Turns out the declined transaction is still sitting in pending status. I have called Discovery asking if this can be cleared and put back into my account asap. The lady said I should email Discovery and they will get back to me. Still no response. Meanwhile I have no money and I am unable to transact, which is putting me and my family under a lot of stress. I would really like this to be sorted out asap.

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Replies (6)
JS
Jason S's update18 Jun 2021, 16:53
Reviewer Update
Thank you for replying. I have sent the sms notification I got from Discovery showing it was declined. Surely you can also see that this transaction did not go through correctly on your side? It even says "pending" so I think it is obvious that there is something wrong. Please can this be sorted out urgently as I literally have no way of spending the funds in our account.
JS
Jason S's update19 Jun 2021, 16:25
Reviewer Update
Hi

I have sent the requested details and I still have no feedback. I am currently unable to use my card, and the transaction is til marked as "pending". Until I can use the card I have no access to any funds in my account. I don't understand why this is not being treated with extreme urgency?
JS
Jason S's update21 Jun 2021, 09:42
Reviewer Update
Hi

It is now day 5 of not being able to use my credit card. I have called Discovery. I have emailed Discovery twice. I have sent now three messages via hello peter, and no one has called me as of yet, even though I was promised by the agent that I spoke with that this will get urgent attention. I really think this is very poor service. I essentially have no way of using my banking service at Discovery until this is sorted out. I now expect not only for this to be resolved but to get some form of compensation for the inconvenience.
JS
Jason S's update23 Jun 2021, 10:47
Reviewer Update
It's now been 7 days of not being able to use my credit card. Finally the amounts cleared, and my balance has been restored. It's sad that even after all the evidence I sent Discovery Bank they could still not help me, and I had to wait the 7 days for it to be cleared. Essentially I got no service at all. The agent I spoke with, Lebohang, even promised to call me once everything has been cleared. I'm still waiting for that phone call. Surely a phone call is possible? I've been a Discovery client for 16 years. I have health, insure, life insurance and I bank with Discovery. Not to mention all the friends I've convinced to get onto Discovery because of their amazing reward system. So it is really sad that in a time were our family really needed a speedy solution all that could be offered was a standard response.
JS
Jason S's update12 Aug 2021, 15:13
Reviewer Update
You clearly have no idea what you are taking about as this money was refunded about a month ago. But thanks for the reply almost two months later.
Discovery Bank
Discovery Bank's reply13 Aug 2021, 16:14
Official
Hi, Jason

Apologies for miscommunication on our previous comment. Glad to hear funds where paid back to you.

Regards,
Lebohang