1 reviews | Active since Dec 2011
Totally poor service from Discovery Bank
I had a Discovery credit card but have not used it for years - just kept it for in case I needed it for an emergency. In the past, when my card expired, Discovery would inform me and arrange for a card delivery at my work address. I retired at the end of March 2017 but retained my mobile number, and never received a notification again regarding expiry of my card and delivery request for a replacement. When I needed it again, it was refused and I discovered that it expired. In the meantime, I still paid my monthly fees of up to R100 per month) to sustain my card service, not realising that it has expired. I then called Discovery Bank (after the change from Discovery to Discovery Bank) with this information and requested that the issue had to be escalated - i.e. that Discovery Bank charged me the monthly fee to sustain the card service while I have not received an updated card. This continued across many calls to the contact centre to request escalation to management to resolve the issue to pay back the monthly fees while I did not have a valid credit card from Discovery Bank, or close my credit card account. After many months of trying to communicate this, I now demand both - i.e. cancel my account AND pay back the fees since my last card expired. My calls to the Discovery Bank to the contact centre in this regard, resulted in a number of negative experiences (Discovery Bank is welcome to trace my calls - I am a retired global consultant in the contact centre industry). These varied from a promise to escalate and call me back (without this happening) to just putting down the phone on me. While I cannot afford to continue paying for a service that I do not receive, this is my last resort before reporting Discovery Bank to the relevant ombudsman.
Thanks for reaching out.
First, please accept my apologies for the terrible experience you had with the contact center thus far but I'd love to assist you in any way.
Replacement cards aren't automatically generated anymore and has to be requested for on the Discovery Bank website or app.
I can see on your portfolio that there is a closure request. Would you like me assist you with getting a new card or would you prefer closing the account?
Kind regards
Nicolene
Thanks for reaching out.
First, please accept my apologies for the terrible experience you had with the contact center thus far but I'd love to assist you in any way.
Replacement cards aren't automatically generated anymore and has to be requested for on the Discovery Bank website or app.
I can see on your portfolio that there is a closure request. Would you like me assist you with getting a new card or would you prefer closing the account?
Kind regards
Nicolene
Based on my experience with your customer service, as well as my lack of interest in using a credit card, I would prefer to close the account. But, I also would prefer to be compensated for having paid on a monthly basis for a credit card that was never issued! I have endured a lack of service long enough, so I am adamant about this, otherwise I will report this to the financial services ombudsman. Your statement that "replacement cards aren't automatically generated anymore and has to be requested for on the Discovery Bank website or app" does not help, as I have not been informed of this. And you were happy to continue charging me without providing a service!
Chris
Based on my experience with your customer service, as well as my lack of interest in using a credit card, I would prefer to close the account. But, I also would prefer to be compensated for having paid on a monthly basis for a credit card that was never issued! I have endured a lack of service long enough, so I am adamant about this, otherwise I will report this to the financial services ombudsman. Your statement that "replacement cards aren't automatically generated anymore and has to be requested for on the Discovery Bank website or app" does not help, as I have not been informed of this. And you were happy to continue charging me without providing a service!
Chris
Thanks for responding.
I completely understand where you are coming from.
I have requested for approval from management for a fee reversal.
Once feedback is received, I will let you know.
Kind regards
Nicolene
Thanks for responding.
I completely understand where you are coming from.
I have requested for approval from management for a fee reversal.
Once feedback is received, I will let you know.
Kind regards
Nicolene
I cannot wait for FNB's action any longer - it has been more than 3 months since your message. I cannot keep on paying my monthly statement for a card that I cannot use - it expired in June 2020. If I do not get a satisfactory response from FNB before the end of March 2022, I'll have to stop my payments and refer this issue to the Financial Services Ombudsman.
Yours sincerely,
Chris Joubert
I cannot wait for FNB's action any longer - it has been more than 3 months since your message. I cannot keep on paying my monthly statement for a card that I cannot use - it expired in June 2020. If I do not get a satisfactory response from FNB before the end of March 2022, I'll have to stop my payments and refer this issue to the Financial Services Ombudsman.
Yours sincerely,
Chris Joubert
