DH
DAGMAR H

1 reviews | Active since May 2012

08 Jan 2018, 15:44

Total embarrassment when using Discovery Card as payment

Since 04-12-2017 payments on my Credit Card where declined by Discovery for no known reason. When investigating on the 18-12-2017 I was told, I need to send my ID documents for FIKA. I never received any correspondence requesting this documentation. Send the documents to Card Division on the 18-12-2017 and a reference no was received on the 19. together with the information that my documents had been send for processing……………… Again my card was declined on the 29-12-2017. What an embarrassment at the till again. T thought they had enough time to link my Card again. No further communication from Card Division. On the 03-01-2018 I enquired again, why my card was still declining payments. No particular reason could be given from Card Division instead I was told that everything was fine and Card Division will do their best to activate my Credit Card. Payment again declined on the 04-01-2018. This is now 3 weeks later and my Card is still declining payments for no reason. Discovery Card division doesn’t care about their clients and how embarrassing it must be for them standing on a till and get declined on payment. Most important to them is, to get their monthly fee and the transaction costs are paid to them. Phoned in today again, I was told that there was a new card issued. I never requested a new card. Safety standards are extremely low if cards can get issued as the Staff of Discovery Cards feels fit. I was never was informed in writing that a new card was issued.

Very bad communication, slow in auctioning, don’t care at all no ethics

Discovery Card Division sucks - no safety and no security standards

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Replies (2)
Discovery Bank
Discovery Bank's reply09 Jan 2018, 09:31
Official

Dear Werner

Thank you for bringing this matter to our attention.

We have emailed you requesting for FICA documentation and once received your account was updated.

Due to your card not working, we re-issued the card for you.

I do apologise that the agent didn’t explain this to you and for the inconvenience caused.

Regards

Jaco

DH
DAGMAR H's update09 Jan 2018, 12:33
Reviewer Update
Dear Jaco, your answer is absolutely untrue. Please get your facts right before sending out untruthful answers - very unprofessional. I never received a request from Disc.Card that I need to FICA. I only found out when enquiring the reason for the various declines arround the 04.12.2017. My FICA Documents where send to Disc. Card on the 18.12.2017, and was confirmed as received with Ref. No. ********** 521 on the 19.12.2017. If as per your response the card would have been active, why was a card payment of R 280.00 on the 04.01.2018 be declined and why was I told today that the card was blocked already beginning of December for no known reasons and blocked cards could not be activated, therefore a new card was issued already last week. There again was no communication with regards to a new card being issued. I do not need that card as I am closing my Card Account as of today. A payment of the balance due has been made as per login information on my statement. Due not charge me closing fees or insurance fees as there is nothing to charge.