BJ
Bruce J

1 reviews | Active since Nov 2020

26 Nov 2020, 09:32

THE WORST BANK IN SOUTH AFRICA

Recently Discovery Bank was rated the worst bank in South Africa. I wholly endorse this rating ! When Discovery was connected to FNB, their service etc. was fine. When their bank became operational I was FORCED to follow their instructions re the move. Although my FNB account is still active (no problems there), an account for me was instituted by Discovery. During the first few months there was no problem, but when they adopted the policy of changing one's login details every month, major problems rose and their attitude was one of doctrinaire. To change passwords etc every month was a nightmare and totally impractical. Their reasoning was to improve/strengthen security for one's account. It has now become so ridiculous that I can no longer access my account despite numerous efforts to do so, according to their procedures, which are difficult to follow. The PW change they insisted upon automatically affected the login to Discovery Health too (I have been a member there for decades). Their helpline is a disaster and under the current pandemic conditions their staff skills are deplorable. I have had no possibility to access my bank account for almost a month now despite talking to their Digital Support dept. and their OTP (One Time Pin) dept. (the OTP is needed each time specific details are changed, e.g. PW's, Username, phone numbers etc). Each time I have asked to be put through to a senior person, excuses are made re their availability. I am continuously told that I will receive a call back, I'm still waiting. It's easier to get through to President Ramaphosa than to get to top level management at Discovery. Since this stupid policy of theirs, their customer service has gone. Their ability to assist with solving my problem is now simply wishful thinking. Their Banking App (a requirement for using my cell phone to do my banking has been removed. How....I don't know). To get it reactivated I need to access my account and they can't help. I wonder what group of Primates actually work there ! I have now wasted so much time and money to resolve my problem, that I am considering to close the account, but I can't even do that without first being able to access the account. I'm at my wits end with them and I hope that you will be able to help/assist me. Need I say more about the worst bank in South Africa ?

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Replies (4)
Discovery Bank
Discovery Bank's reply01 Dec 2020, 13:57
Official
Hi, Bruce

We pride ourselves on our quick response times, so not being able to dazzle you with our service is equally frustrating for us. Please accept our apologies for the delay in response. We have send your request to the relevant Department and will give feedback. Regards, Discovery Bank.

BJ
Bruce J's update05 Dec 2020, 10:15
Reviewer Update
Oh yea, up to now, that means I have been waiting for 6 days and I have to say that your reply is worthless. What do you mean by " We Pride Ourselves on our quick response times, and..........our service is equally frustrating for us." ? Seems you have delusions of grandeur, certainly an exaggeration of your own status.

You people are so deficient in mind as to be permanently incapable of rational conduct.

I wonder how long I have to wait for another reply ? I certainly will not be holding my breath !
Right now, that title of 'The Worst Bank in South Africa' is a fitting one, keep it up !
BJ
Bruce J's update09 Dec 2020, 08:05
Reviewer Update
I am still waiting for Discovery Bank to call me or at least respond with a positive reply.
Up to now, their conduct is egregious.

BJ
Bruce J's update11 Dec 2020, 10:26
Reviewer Update
Still waiting for Discovery, however, I have now solved the problem myself. I can access my account at their bank, no thanks to them of course.
Thus I end this fiasco with a very strong repeat.....they are useless and without any question, the WORST BANK IN SOUTH AFRICA.