TT
Thandeka T

1 reviews | Active since Apr 2020

24 Oct 2024, 14:56

****** service provider

Discovery sent me a whatsapp message advising that I can upgrade to a gold credit card, on the message it gave me steps to add the card to my cards, I assumed it auto granted to me without my consent, so I logged in to the app to check what is going on, mistakenly I clicked on revolving loan, however I immediately exited that page without approving anything, this happened on the 22nd, this morning I woke up to an sms stating that a record report was pulled on me, when I checked my credit profile it showed that it is discovery bank, I called in to ask them to remove their inquiry from my report, I spoke to a multiple consultants who kept on hanging up the line and not call back, they advised that their turn around is 21 days, I don't understand how is that their turn around time takes that long for something you did not even give consent for, I spoke to some lady named Lindi and I requested to speak to her team leader, she just put me on hold for about 15 minutes until I ran out of airtime. I want Discovery to remove my name from the bureau. The last lady I spoke to advised that once you land on their credit product page it auto pulls your credit report, that is nonsense, we need to accept/approve that the service provider pulls a report, it cannot be auto pulled. Their service is nonsense.

0
Replies (4)
Discovery Bank
Discovery Bank's reply24 Oct 2024, 20:38
Official
Hi Thandeka,

Thank you for reaching out to us.

I do apologize for the inconvenience and frustration that this may have caused.

Our credit team have advised that a hard enquiry cannot be removed as an application for a credit facility was initiated.  A compliant case has been logged for you, and you will receive correspondence from our complaints team regarding this. The turn around time for the case is 21 business days and our complaints team will reach out to you within this period. Please also keep a look-out in your mailbox for this feedback.

Regards,
Jabulile
TT
Thandeka T's update24 Oct 2024, 20:57
Reviewer Update
How was an application initiated when I did not click anything to proceed? One of your consultants did a screen sharing and saw that I did not press anything to proceed with the application, and now I am being advised of a 21 days turn around time, that is insane, your agents lack customer service skills also, you should pull all my recordings of today and hear their unprofessionalism and incompetence, I am so not satisfied
Discovery Bank
Discovery Bank's reply25 Oct 2024, 15:37
Official
Hi Thandeka,

I apologize for the service that you received as this is not the level of service we want our clients to experience.

The case is now with our complaints team and has been assigned, they will investigate and provide feedback.

Regards,
Jabulile
TT
Thandeka T's update28 Oct 2024, 15:05
Reviewer Update
Last week I spoke to your agent and she advised that I will receive a call within 24 hours to resolve the issue, however none of that has happened. I called Experian today, and they advised the consumer needs to send communication in order for them to take down the inquiry, I honestly do not understand why am I getting run arounds regarding this issue, please do remove the inquiry from my profile before I lodge a formal complaint with the ombuds, this is frustrating.