Poor Guidance and Support

Good Day I have been trying for months several times to get a credit card with minimum credit in order to get the Apple Watch through Discovery Vitality, But every time I get declined and recently I app**** for resolving credit then got approved for R20k which I don't really want as it is not going to help me with Vitality and to obtain the watch. I selected incorrectly on my side before submitting the application. I have increased my salary substantially but still got declined and I'm sure that I get a good salary in order to ensure my accounts is paid. I also have external investments to proof that I can afford the Credit card but still get declined. I'm also a private banking client through Absa with and a proven track record that my accounts is managed and paid. But cant get a R15000 credit card. I wish Vitality had another option because if it wasn't for the watch feature I wouldn't have worried to even go through all this effort with no guidance or help from them.