1 reviews | Active since May 2017

11 Mar 2026, 05:41

Poor assistance towards a significant client

I am a Signature Account holder which is their Private Banking account. I app**** for credit but declined after a horrible process of trying to get to someone to speak to to ask them to just try and motivate my application they didn’t even want to try despite the fact that I have a high disposable income, I don’t have a lot of debt I actually only have one credit card which is why my score is low. All the things on my record shows closed and nothing shows missed payments. They have a issue with one thing it wasn’t me who owed money the recovery place owed me money so they only paid it back last year but the report shows that they were paid of in 2022 by me. No effort or compassion to try and help. And unfortunately I do need help as I am busy with building and the previous builder DHM construction stole over R800 000 of my funds.

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Replies (3)
Discovery Bank
Discovery Bank's reply11 Mar 2026, 08:32
Official
Hi there.

Thank you for reaching out to us.

There is an option to challenge declined credit applications directly on the Discovery Bank app. These requests are sent to our credit team for assessment. Once the final outcome of the credit application has been provided, we are unfortunately unable to dispute the decision further.

If you would like more information or an explanation regarding the outcome, you can contact our credit team by dialing the toll‑free number ***.

Regards,
Jabulile
's update11 Mar 2026, 09:04
Reviewer Update
There was no option to challenge the decision, i just received a letter in my other documents. I even phoned the bureau and they informed me my credit record is clean. I phoned Discovery and I explained this to the agent and told her to look that nothing is behind im not over indebted or anything, no missed payments snd I asked her if she can just see if she can refer it to management to look deeper into it to maybe approve it but the AGENT AND DISCOVERY was lazy and slacking.
's update11 Mar 2026, 10:59
Reviewer Update
This is not the case bit this is a waste of my time no wonder your rating is so bad