FS
Fundile S

1 reviews | Active since Jul 2019

15 Dec 2022, 13:49

My right to information that is accurate, timeously and correct were not taken in to consideration.

I was assisted by a sales agent from Discovery life to apply for a credit card. After completing the income and expenditure she told me that my application was approved for R25 000 at an interest rate of 18% and the will be a once off initiation fee of R175. My card will be delivered by the 20th Dec 2022, with no delivery costs. I also received a pre-agreement quote, that I accepted and created a pin for the card and went on to commit myself with the hope of getting a financial distress on or after the 20th. The following morning I called again and I was not told of any process that still needs to take place. Later the same day I got a call from their credit department that my application is declined. The sales lady did not even tell me if she is working under supervision or feet and proper. I was later told by her team leader that they are sending her for couching, after misleading me.

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Replies (3)
Discovery Bank
Discovery Bank's reply15 Dec 2022, 15:23
Official
Hi Fundile

I sincerely apologise for this experience that you had regarding this matter.

I will investigate the matter and revert back to you.

Regards
Beatrice.
FS
Fundile S's update15 Dec 2022, 20:16
Reviewer Update
Thank you Beatrice, that will be highly appreciated. Please do listen to the recording and you will hear that the approval is not subject to... if you need a quotation I have it on my desk top.
Discovery Bank
Discovery Bank's reply19 Dec 2022, 13:43
Official
Hi Fundile

An Executive Relationship Manager has contacted your to advise on the outcome of the investigation of your query.

Regards
Beatrice.