DN
Divashen N

1 reviews | Active since Jul 2013

10 Jun 2023, 11:05

Literally the worst service to close a transactional account

A timeline: On 26 April I called Discovery's customer care line to cancel my Cheque account (I have the Black Suite - Cheque and Credit accounts). I was told that the Cheque account would be closed. On 3 May (one week later) I get an email from accountclosure@discovery (Brandon Soorylall) sending me a settlement letter for my Credit account. I responded on the same day to tell him that it is my Cheque account which must be closed and there had obviously been an error on Discovery's side. On 8 May (5 days later) I get an email from Brandon Soorylall saying that he understands that it is my transactional account which must be closed and that he will be in contact regarding the closure of my transactional account. On 22 May I followed up. On 9 June I followed up yet again. It has been 48 days since my initial request to close the Cheque account. During this period you deducted fees from my Credit account twice - On 8 May you deducted R65 for the Vitality Money Premium, R365 for the Monthly Account fee and R69 for the Credit Service fee. On 8 June you deducted the same amounts.

1. This is absolutely unacceptable. Your service for a black card holder is non-existent - is it because I am closing my Cheque account that the service is this bad? It worries me further because I am actually (i) a Vitality customer; (ii) a Credit Card customer; (iii) on a medical aid administered by Discovery; and (iv) a Group Life customer. Can you explain why my requests are being ignored? 2. All fees deducted from my Credit account must be reversed and pro-rated until 26 April (ie. fees for the Banking Suite must be calculated and deducted from billing period 8 April to 26 April). The rest of the fees you deducted from my account against my consent, must be reversed. 3. This must all be sorted out by Thursday, 15 June 2023 - see how kind I am to give EVEN MORE TIME to figure this mess out.

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Replies (7)
Discovery Bank
Discovery Bank's reply14 Jun 2023, 15:26
Official
Hi Divashen 

Thanks for reaching out. 

I'll have a look into your account and escalate this to the relevant team 

Regards
Andile
DN
Divashen N's update21 Jun 2023, 12:03
Reviewer Update
Hi Andile - when is someone going to deal with this??
Discovery Bank
Discovery Bank's reply27 Jun 2023, 07:40
Official
Hi Divashen 

So sorry for the delay in responding to your case. 

Just as a confirmation, our team has confirmed that your account has been closed as requested. 

Please do let me know if there is anything else we can help you with. 

Regards 
Girshwin 
DN
Divashen N's update27 Jun 2023, 10:28
Reviewer Update
Hi Girshwin. Thanks for the confirmation but Discovery have not dealt with the timeline set out above, as well as the relevant refunds for fees charged to me for an account I requested to be closed since 26 April. As mentioned above I have a number of products with Discovery and I am extremely disappointed with the service. It has taken two months to close a simple cheque account.
Discovery Bank
Discovery Bank's reply28 Jun 2023, 09:42
Official
 
Apologise Divashen 

I will follow-up on the matter regarding the reversal of the difference in fees. 

Once completed, I will provide you with an update

Regards 
Girshwin 
DN
Divashen N's update03 Jul 2023, 11:48
Reviewer Update
Hi Girshwin. It seems like the account is STILL not closed. You guys tried deducting money from my cheque account this weekend - obviously there are insufficient funds and now I am being charged - the account is now in a minus. WHAT IS HAPPENING? All of these charges must be reversed ASAP (including the difference in fees which I am waiting to hear back from you about).
Discovery Bank
Discovery Bank's reply05 Jul 2023, 12:23
Official
Hi Divashen 

I do apologise for the delayed response. 

I have followed on the above and can confirm that your account is now closed. 

Your fee reversal has also been approved and will be reversed into your account by the end of this week. 

Once again I would like to apologise for the inconvenience this could have caused you. 

Regards
Girshwin