Fees and Cash back issues

App**** for a Discovery card in December last year. From the start there was trouble. <br> <br> - Application was declined due to an address error - this data seemed to come from Discovery Health. Had to restart the application process. <br> - Received the card with the incorrect name on it (truncated full names). <br> - Got the first e-mail statement with no statement attached. <br> - When I looked at the fee structure I was informed that it was a monthly fee but in fact it was charged <br> upfront as an annualised fee at R725. I see that now in Feb it's being charged as a monthly fee but <br> the annual fee has not been reversed so at the moment I'm being double charged. No communication with <br> regards to this.<br> - In December I booked a holiday through World Leisure Holidays and to date have received no cash back <br> and get varying feedback from the service centre. <br> <br> Seems to me that Discovery Card is in a shambles and I really don't trust their ability to manage my finances. This poor service has now also *****ed my view on the other Discovery products that I have - disappointing.