LD
Lumka D

1 reviews | Active since Dec 2019

24 Jul 2025, 17:05

Extremely Disappointed with Discovery Bank – Poor Service and No Accountability

I am beyond frustrated with the service I’ve received from Discovery Bank. Over a month ago, I was assured that I would receive a refund for an EFT transaction within 3 days, a whole R11500.00. Not only did that never happen, but every time I called, I was given a different story by various consultants — and constantly promised that someone would call me back with an update. 31 days later, I’ve received no follow-up, no refund, and no resolution.

Today, I spoke to a manager named Mbali, hoping to finally get proper assistance. Instead, she was dismissive, defensive, and incredibly arrogant, making excuses and trying to shift the blame elsewhere. She spoke to me in a condescending tone that made me feel like a fool for even expecting a basic level of service.

To make matters worse, she told me to contact Nedbank — which I did — and Nedbank clearly confirmed that Discovery Bank is responsible for handling this issue. So now I'm back at square one, with no help and no ownership from Discovery's side.

This is not just poor service — it’s completely unacceptable. A bank should be reliable, transparent, and accountable — Discovery Bank has failed on all three fronts. If you’re thinking of trusting them with your money, I strongly suggest you think twice.

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Replies (6)
Discovery Bank
Discovery Bank's reply24 Jul 2025, 17:18
Official
Hi Lumka,

I sincerely apologize for the experience had with us.

I am going to investigate further and provide you with feedback soonest.

Kind Regards,
Onthatile
LD
Lumka D's update24 Jul 2025, 17:31
Reviewer Update
@Discovery_SA Bank has been a complete nightmare.
I made a non-immediate EFT, and your staff told me I’d get a refund in 3 days. A month later — nothing. Then I’m told even normal EFTs aren't refundable?
Your manager Mbali sent me to Nedbank, only for Nedbank to confirm Discovery must handle it.
Nedbank even said they would’ve helped if the payment came from them — because they understand we’re human, and mistakes happen. Meanwhile, Discovery treats us like robots — but even robots malfunction sometimes!
This is disrespectful, inconsistent, and completely unacceptable.
LD
Lumka D's update24 Jul 2025, 17:34
Reviewer Update
Discovery people can't even give correct information; they gave me this case number *** and Nedbank said it is an incorrect case number
LD
Lumka D's update24 Jul 2025, 17:42
Reviewer Update

@Discovery_SA – Why are you so cruel to your customers?
In this economy, I’ve lost R11,500 due to your bank's failure to assist me with an EFT refund. I was promised it would be refunded in 3 days, but 31 days later – NOTHING. Every time I call, I get a different story, empty promises, and no accountability.
Your staff are rude, your manager Mbali was arrogant and unhelpful, and even sent me to Nedbank – who confirmed this issue is Discovery’s responsibility, not mine.
Nedbank would’ve reversed the payment because they understand we are human and mistakes happen. Discovery, on the other hand, treats customers like machines — and even robots malfunction sometimes.
R11,500 down the drain because of your cold, careless service. This is not just bad customer service — it’s inhumane.
Discovery Bank
Discovery Bank's reply24 Jul 2025, 17:46
Official
Hi Lumka,

I sincerely apologize for the experience had with us.

I am going to investigate further and provide you with feedback soonest.

Kind Regards,
Onthatile
Discovery Bank
Discovery Bank's reply28 Jul 2025, 07:29
Official
Hi Lumka,

Thank you for your patience.

Please note that I have escalated your complaint to our Complaints Team for a consultant to assist you promptly and accordingly.

The turnaround time for resolution is 21 working days. Kindly reach out if you require any further assistance in the meantime.

Kind regards,
Onthatile