Don’t take any credit card or anything with discovery they are ****

I have been struggling to pay them back, when I finally managed to get my finances to settle the account they choose to not settle it and they want it to have revolving credit so that my name can look bad. I wanted to get life cover and other products from them since they were helpful before now I am not sure if I want that because they are soo ***********. The other one will say they will request them to call you back they will never call you back until you call them.