dK
daniel K

1 reviews | Active since Oct 2010

21 Aug 2024, 10:03

DO NOT USE DISCOVERY BANK

I have been a client of the bank since it first started. Like everything Discovery tries to do,they gamify it to the point of confusion. I received a call from one of their agents,suggesting that I "upgrade" my account to include the banking suite,which supposedly I did not have. It would cost me an additional R145 per month, however,i was supposed to get huge benefits from it..including...increasing discount on international flights to 32% from 17.5%, AND an improvement in the interest rate charged on my balance owing on my credit card...well low and behold after adding the banking suite..the interest rate charged actually increased by 2.55% and the flight discount stayed the same. When I called to complain about this, I was told repeatedly (i have called six times already) that 1)they can't do anything about the interest rate 2)they would let me hear the call recording 3)someone form their executive would call me to discuss this Of course,none of this has happened,no one has called me back, the interest rate still is higher,and I havent received the call recording....I have told them each time I am going to the banking ombudsman to resolve this,but sadly I cannot do this without the recording..no doubt why they won;t send it to me... Beware if you are a client of theirs..DO NOT change the type of account you have,as it will elad to a review of your credit terms,they do not tell you this on the call, which is in itself ******* to not do....if you arent a client yet,find another financial institution to go to,as Discovery are dishonest and unhelpful.

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Replies (3)
Discovery Bank
Discovery Bank's reply28 Aug 2024, 10:01
Official
 Hi Daniel

Thank you for reaching out to us.

I have looked into your profile and your case has been handed over to the Executive Office. An executive relationship manager  working on your case will provide you final feedback on your complaint soon.

I am sorry for delay in resolving this matter, the relevant internal procedures are being followed to get to a resolution.


Regards
Tsholofelo 
dK
daniel K's update05 Sept 2024, 13:29
Reviewer Update
*******..its been more then a month and you still haven't contacted me with a solution...you only posted a reply here to make it look like you reply..but you havent solved the issue at all...i reiterate..if you looking for a bank..use another one,not doscovery...
dK
daniel K's update12 Sept 2024, 15:56
Reviewer Update
update: it's now been 40 days since my original complaint,and 8 calls to the call centre to try get this resolved. to date not a single solution has been proposed,at all. Only pormises that "someone" from their much vaunted,and obviously holy,executive..will contact me..but clearly they weren't trained how to use a phone,as mines been silent...so..today i reprted the matter to the banking ombudsman..here's hoping that will result in some kind of response. Clearly discovery bank are one of those companies which follow the mantra..if you ignore it long enough..it will go away....