Discovery/FNB/RMB one hand has no clue what the other is doing/Blaming games. Causing a lot of stress

Please stay away from Discovery card. For 3 months I am trying to be given a payment break, FNB even granted me a relief fund to be used. Discovery keep on harassing me for my payment. They never even remotely tried to help.

Is someone is reading this, I urgently need to start a complaint campaign and do not know where to start. What is the banking ombudsman's detail.

I can no longer deal with a company that just do not give answers and I am being referred to FNB, then FNB says no it is a Discovery issues? WHat now?

Previously I submitted a recommendation to FNB, however I need to retract the compliment as all was good for a very short time.

Secondly I cannot even determine if FNB/RMB/Discovery used money that was available on my covid fund??? No one at any of these companies know what to do. What happened to the money. Who can investigate this matter???