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joao P
1 reviews | Active since Apr 2014
17 Mar 2022, 10:01
DISCOVERY Disappointments
Discovery upper my credit from R8,500 to R14,000 without my authorisation. I dont think this is ethical or even legal. I logged a complaint via telephone call with regard to this matter last week. Discovery promise to resolve this issue but nothing has come of it. If the matter is not resolved I will forward this to the Ombudsman for a resolution. After the major disappointment with VITALITY I am seriously things of moving my 3 products from Discovery. I have been with Discovery for 14 years.
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Replies (1)Discovery Bank's replyOfficial
17 Mar 2022, 12:47Hi Joao
Thanks for reaching out to us.
I have escalated this matter and received feedback from our credit team.
Our team has confirmed that an automatic credit increase is part of the agreement and contents you had approved when applying for a Discovery credit card.
We had also sent a notification to alert you on the increase of your credit facility.
Not to worry, we can always decrease your credit facility. Kindly ensure that amount is available when requesting your credit decrease.
Regards
Girshwin
Thanks for reaching out to us.
I have escalated this matter and received feedback from our credit team.
Our team has confirmed that an automatic credit increase is part of the agreement and contents you had approved when applying for a Discovery credit card.
We had also sent a notification to alert you on the increase of your credit facility.
Not to worry, we can always decrease your credit facility. Kindly ensure that amount is available when requesting your credit decrease.
Regards
Girshwin
Discovery Bank's reply17 Mar 2022, 12:47
Official
Hi Joao
Thanks for reaching out to us.
I have escalated this matter and received feedback from our credit team.
Our team has confirmed that an automatic credit increase is part of the agreement and contents you had approved when applying for a Discovery credit card.
We had also sent a notification to alert you on the increase of your credit facility.
Not to worry, we can always decrease your credit facility. Kindly ensure that amount is available when requesting your credit decrease.
Regards
Girshwin
Thanks for reaching out to us.
I have escalated this matter and received feedback from our credit team.
Our team has confirmed that an automatic credit increase is part of the agreement and contents you had approved when applying for a Discovery credit card.
We had also sent a notification to alert you on the increase of your credit facility.
Not to worry, we can always decrease your credit facility. Kindly ensure that amount is available when requesting your credit decrease.
Regards
Girshwin
