RP
Robert P
1 reviews | Active since Jan 2022
30 Jan 2022, 17:55
Discovery Credit Card - Exhorbitant Interest charged for paying 6 hours late
Missed my credit card payment in November by +- 6 hours i.e. I settled the full payment amount 6 hours late. Only happened once before in the past 15 years. R466.71interest was levied on 15 November 2021 and another R355.42 on 15 December 2021. I accept that some penalty would be applicable but is it reasonable to be hit with a R822.13 penalty for paying in full 6 hours late ? Look at the big picture here, the history of your customer and the considerable business he has with you. This can't be right ! Latest correspondence after 1 week remains unanswered.
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Replies (3)0
Replies (3)Discovery Bank's replyOfficial
15 Feb 2022, 14:17Hi Robert
Thanks for reaching out to us. Please advise whether you would like for us to send you an interest recon to account for the interest that has been charged on your account as this would provide better insight as to why the interest was billed on the account for better understanding, and we’ll assist further.
Regards
Thuli
Discovery Bank's reply15 Feb 2022, 14:17
Official
Hi Robert
Thanks for reaching out to us. Please advise whether you would like for us to send you an interest recon to account for the interest that has been charged on your account as this would provide better insight as to why the interest was billed on the account for better understanding, and we’ll assist further.
Regards
Thuli
RP
Robert P's updateReviewer Update
15 Feb 2022, 15:34Hi Thuli, You are welcome to to send an interest recon, but I hope you are understanding my point that the rules being app**** here for missing a payment date by 6 hours are excessive and unfair in my opinion. I would suggest giving me a call to resolve. Kind regards Robert
RP
Robert P's update15 Feb 2022, 15:34
Reviewer Update
Hi Thuli, You are welcome to to send an interest recon, but I hope you are understanding my point that the rules being app**** here for missing a payment date by 6 hours are excessive and unfair in my opinion. I would suggest giving me a call to resolve. Kind regards Robert
Discovery Bank's replyOfficial
17 Feb 2022, 16:46We have logged a ticket to have an interest recon sent to you. Feedback will be provided to you directly.
For any future queries, please reach out to us again or contact our bankers on ***, and we’ll gladly assist.
Regards
Thuli
Discovery Bank's reply17 Feb 2022, 16:46
Official
We have logged a ticket to have an interest recon sent to you. Feedback will be provided to you directly.
For any future queries, please reach out to us again or contact our bankers on ***, and we’ll gladly assist.
Regards
Thuli
