Discovery credit card

Took a credit card with Discovery and was not offered insurance cover for the credit card.Now I have been declared medically unfit for work and I did have various insurance policies with Discovery life which is been referred to the tribunal counsel of the ombudsman. I had another credit card with Nedbank but they offered me an insurance policy that covers debt when an individual is declared unfit to work so to everyone please make sure your Discovery credit card is covered by insurance that is not from Discovery life.Also my husband made an arrangement to pay this account even though he is taking care of two disabled people my 12 year old daughter and myself.Unfortunately we still get numerous calls from various legal companies concerning this credit card.Extremely disappointing.