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Seranne H

1 reviews | Active since May 2015

06 Dec 2020, 11:12

Discovery card declined/unusable after un-freezing acc to demand Fica

On 24th Nov 2020 Discovery bank sent me an sms saying my account was limited. No details why. I phoned in and found out that my Fica had expired, but instead of notifying me ahead of time, they froze my account and held my money hostage until I sent in FICA docs. They said it might take up to 4 days to be approved and reactivated.

After my Fica was approved and my card was APPARENTLY reactivated, I have had endless problems with using it.

It worked at Dischem but was declined at my hairdresser. It worked at one restaurant but failed at a garden Centre, another restaurant and at Woolies.

I phoned in to enquire. The first response was that there was nothing wrong with the card, it was a problem with the point of sale system. At FOUR different vendors. I phoned in again and demanded a further investigation.

Then they finally actually looked at the problem and now tell me the chip on the card is damaged. So its damaged in such a way it works at one shop but not another randomly?

They are now sending me a replacement card. I have now had a non working card for 3 weeks since they froze my account without warning. I see at least one other reviewer seems to have the same problem I do.

Total disaster show. I'm eagerly awaiting my new FNB card because hopefully I'll have a credit card that actually reliably works when I need it.

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Replies (1)
Discovery Bank
Discovery Bank's reply08 Dec 2020, 14:16
Official
Hi Seranne
 
I’ve asked the relevant team to check your KYC status to ensure that there are no issues with your new card.  I’ll give you feedback as soon as I have a response.
 
 
Best regards
Girshwin