EJ
Elche J

1 reviews | Active since Oct 2023

27 Oct 2023, 08:05

Discovery Bank *****s money!!!!

Discovery bank took money out of my account three times with out notifying me or communicating about this. They almost took a total off 12900 without my premmision or any communication that this was due or that they are going to take it, according to their manger they are allowed to do it with out asking or telling. We have called 5 times send an email just to see this morning at 01:30 they took more money they do not want to return my money!!!!

I want my money back!!!!

They did not even give us any reference numbers or anything.

0
Replies (4)
Discovery Bank
Discovery Bank's reply27 Oct 2023, 08:09
Official
Hi Elche

Thanks for reaching out to us.

I will be looking into this for you and provide you with feedback as soon as possible.

Kind regards
Nkhensani 
EJ
Elche J's update27 Oct 2023, 11:46
Reviewer Update
They say it is for over limit credit, but they can not just take money out of my account without communication or a fair warning this is all of my money. I need the money back. I would happily arrange a pay rather than losing all that money, and way take money three times??

And yet I am still waiting for communication or someone to came back to me.


I want my money back all of it!!!!!
EJ
Elche J's update28 Oct 2023, 05:34
Reviewer Update
An yet again there was money taken for the fourth time now!!!!.

The they they decide on our behalf to just take the money without informing us or letting us know about this.

This is is getting ridiculous I do not get any feedback they didn't even want me toe speak to the manger.

I want my money back they are *****ing my money know!!!!
Discovery Bank
Discovery Bank's reply30 Oct 2023, 14:06
Official
Hi Elche.

Please pardon my delayed response.

In relation to your credit agreement, we can set off all obligations you owe to us from time to time, which are due but have not been paid on your due date for payment, against money you have in all the bank accounts you hold with us, from time to time.

Our process for accounts in default, do not limit our rights under common law or the NCA.

Please see this link on page 15 under set off from clause 25 to 27 for reference: https://cms.discovery.bank/site/del-stream/pdfs/discovery-bank-account-terms-and-conditions.pdf

Kind regards
Nkhensani