Discovery Bank Not Good enough!

Discovery Bank is good but it needs some improvements. I left my phone at home and couldn't login to my online banking because Discovery Bank sends a two factor verification to your linked device in order to grant access. I had a very important payment to make and i couldn't login. Surely Discovery can come up with a better way to let people to log into their accounts using another form of verification even if you don't have your phone with you.

So for new users, if you lose your phone you must forget about getting access to your account to make payments/transfers etc.