FE
Francois E
1 reviews | Active since Feb 2012
22 Jul 2021, 16:02
Discovery bank does not allow me to close my account
I have tried and failed to close my account with Discovery Bank 3 times. In the meantime, they keep adding "admin costs" that I have to pay to close the account. I cannot talk or contact anyone in that department directly to close my account - instead, I only get promises that someone will phone me to help me close the account. And then the call never comes. Even after escalating the matter - nothing.
Helpful (0)
Replies (8)0
Replies (8)Discovery Bank's replyOfficial
23 Jul 2021, 10:27Hi Francois
I'm sorry to hear about this. I've escalated this matter for you to our Closure Department who will escalate your request in closing your account.
Regards
AJ
I'm sorry to hear about this. I've escalated this matter for you to our Closure Department who will escalate your request in closing your account.
Regards
AJ
Discovery Bank's reply23 Jul 2021, 10:27
Official
Hi Francois
I'm sorry to hear about this. I've escalated this matter for you to our Closure Department who will escalate your request in closing your account.
Regards
AJ
I'm sorry to hear about this. I've escalated this matter for you to our Closure Department who will escalate your request in closing your account.
Regards
AJ
FE
Francois E's updateReviewer Update
03 Aug 2021, 12:21After my previous review: (22 Jul 2021, 16:02 - "I have tried and failed to close my account with Discovery Bank 3 times. In the meantime, they keep adding "admin costs" that I have to pay to close the account. I cannot talk or contact anyone in that department directly to close my account - instead, I only get promises that someone will phone me to help me close the account. And then the call never comes. Even after escalating the matter - nothing."), Discovery Bank has continued to charge me for credit facilities that I cannot access due to the fact that I cancelled my card with them and have to wait for them to phone me to close my account. They are now in constant contact to get the R54 rand due to them, but only by email or text. When they phone the phone rings for one second before the caller hangs up - if you call back you have to go through the whole customer care system so you can book a call back that does not happen. I want to close my account and it should be easy. It is not. They will now hold me accountable for the credit fees and will not help me close the account. Step up your service please, AJ. I have even booked specific times for the calls - nope. Just does not happen.
FE
Francois E's update03 Aug 2021, 12:21
Reviewer Update
After my previous review: (22 Jul 2021, 16:02 - "I have tried and failed to close my account with Discovery Bank 3 times. In the meantime, they keep adding "admin costs" that I have to pay to close the account. I cannot talk or contact anyone in that department directly to close my account - instead, I only get promises that someone will phone me to help me close the account. And then the call never comes. Even after escalating the matter - nothing."), Discovery Bank has continued to charge me for credit facilities that I cannot access due to the fact that I cancelled my card with them and have to wait for them to phone me to close my account. They are now in constant contact to get the R54 rand due to them, but only by email or text. When they phone the phone rings for one second before the caller hangs up - if you call back you have to go through the whole customer care system so you can book a call back that does not happen. I want to close my account and it should be easy. It is not. They will now hold me accountable for the credit fees and will not help me close the account. Step up your service please, AJ. I have even booked specific times for the calls - nope. Just does not happen.
FE
Francois E's updateReviewer Update
03 Aug 2021, 12:21I have now tried 6 times to close my account.
FE
Francois E's update03 Aug 2021, 12:21
Reviewer Update
I have now tried 6 times to close my account.
FE
Francois E's updateReviewer Update
04 Aug 2021, 08:58AJ, If your records show that it means it was not logged correctly. I have gotten calls from Discovery Bank to send me my new Credit Card even after asking to close the account. 6 Times now we will be 7.
I have made the payment (again). So I owe nothing. If you drag out the process again. I will be charged the R45 (not R54 as I stated before. and then will have to pay that again. This has been the pattern.
There is no "Close Account" option in the tile. There should be but there isn't. I have even made a video to show this... In the video, you will also see the charges since May. R45. Here is the video: https://vimeo.com/***/6de877f10d
Attempt 7 is also a fail.
You can make a video to show me where the "Close Account" button is hidden.
If you say that my payment should be processed first can you then show me where this button will appear? Should I not be able click on close account make the payment and then be done?
I have made the payment (again). So I owe nothing. If you drag out the process again. I will be charged the R45 (not R54 as I stated before. and then will have to pay that again. This has been the pattern.
There is no "Close Account" option in the tile. There should be but there isn't. I have even made a video to show this... In the video, you will also see the charges since May. R45. Here is the video: https://vimeo.com/***/6de877f10d
Attempt 7 is also a fail.
You can make a video to show me where the "Close Account" button is hidden.
If you say that my payment should be processed first can you then show me where this button will appear? Should I not be able click on close account make the payment and then be done?
FE
Francois E's update04 Aug 2021, 08:58
Reviewer Update
AJ, If your records show that it means it was not logged correctly. I have gotten calls from Discovery Bank to send me my new Credit Card even after asking to close the account. 6 Times now we will be 7.
I have made the payment (again). So I owe nothing. If you drag out the process again. I will be charged the R45 (not R54 as I stated before. and then will have to pay that again. This has been the pattern.
There is no "Close Account" option in the tile. There should be but there isn't. I have even made a video to show this... In the video, you will also see the charges since May. R45. Here is the video: https://vimeo.com/***/6de877f10d
Attempt 7 is also a fail.
You can make a video to show me where the "Close Account" button is hidden.
If you say that my payment should be processed first can you then show me where this button will appear? Should I not be able click on close account make the payment and then be done?
I have made the payment (again). So I owe nothing. If you drag out the process again. I will be charged the R45 (not R54 as I stated before. and then will have to pay that again. This has been the pattern.
There is no "Close Account" option in the tile. There should be but there isn't. I have even made a video to show this... In the video, you will also see the charges since May. R45. Here is the video: https://vimeo.com/***/6de877f10d
Attempt 7 is also a fail.
You can make a video to show me where the "Close Account" button is hidden.
If you say that my payment should be processed first can you then show me where this button will appear? Should I not be able click on close account make the payment and then be done?
FE
Francois E's updateReviewer Update
04 Aug 2021, 09:00Also do not reply privately, please. If you can help me then this will help others. I followed the steps you shared. It did not work as is evident in the video.
FE
Francois E's update04 Aug 2021, 09:00
Reviewer Update
Also do not reply privately, please. If you can help me then this will help others. I followed the steps you shared. It did not work as is evident in the video.
Discovery Bank's replyOfficial
04 Aug 2021, 09:18Hi Francois
Thank you for letting me know, I'll get approval to manually close your account and if you incur any fees while the account closure process is in effect, we'll reverse the fees if you do not make use of your card. This should be done within the next few working days.
We'll only private message clients if it contains account specific information or any numerical values as Hellopeter automatically masks this.
Regards
AJ
Thank you for letting me know, I'll get approval to manually close your account and if you incur any fees while the account closure process is in effect, we'll reverse the fees if you do not make use of your card. This should be done within the next few working days.
We'll only private message clients if it contains account specific information or any numerical values as Hellopeter automatically masks this.
Regards
AJ
Discovery Bank's reply04 Aug 2021, 09:18
Official
Hi Francois
Thank you for letting me know, I'll get approval to manually close your account and if you incur any fees while the account closure process is in effect, we'll reverse the fees if you do not make use of your card. This should be done within the next few working days.
We'll only private message clients if it contains account specific information or any numerical values as Hellopeter automatically masks this.
Regards
AJ
Thank you for letting me know, I'll get approval to manually close your account and if you incur any fees while the account closure process is in effect, we'll reverse the fees if you do not make use of your card. This should be done within the next few working days.
We'll only private message clients if it contains account specific information or any numerical values as Hellopeter automatically masks this.
Regards
AJ
FE
Francois E's updateReviewer Update
04 Aug 2021, 15:09Thank you, AJ. I am not getting excited yet.
FE
Francois E's update04 Aug 2021, 15:09
Reviewer Update
Thank you, AJ. I am not getting excited yet.
FE
Francois E's updateReviewer Update
06 Aug 2021, 12:27Account closed on attempt 8! Woohoo! Make it easier for people to do in the future. It is just a symptom of larger customer service issues. Like mentioned before and is evident in my video. There is no way to close it on your site following the steps given.
FE
Francois E's update06 Aug 2021, 12:27
Reviewer Update
Account closed on attempt 8! Woohoo! Make it easier for people to do in the future. It is just a symptom of larger customer service issues. Like mentioned before and is evident in my video. There is no way to close it on your site following the steps given.
