Discovery bank adjust living expenses to decline application without permission

it approve on the app so the only thing that changes is the living expenses, i donot have telecom for R2000 however when it come form credit assessment it says that even the consultant disputed it for me and was confused why they keep adjusting it. I disputed FnB with credit burea for the credit card i had to with them to be closed and discovery was only bank that pick it up. i also app**** with standard bank and they approved without any issue. there no issue with my credit PF you can call me and request my ID number to check which you will see it obviously due to my past credit card with FnB and your system is properly picking this up. however i will do another applicational nd post the reference number and the response to show how they decline you since it still affiliated with FnB or use the same credit information as FNB, however i saved the 3 decline letter to show how the living expenses keep getting adjusted to ensure i always not meet the affordability.

the living expenses it not part of the credit beau expenses so dnt get confused it what make up transport food etc