CN
Charmaine N

1 reviews | Active since Sept 2013

14 Dec 2021, 09:48

DISCOVERY BANK

We had a horrible experience on the 9th of December 2021, where a company has taken out monies from my husband Discovery Credit Card account in dollars. This company had made several attempts for funds, my husband received declined transaction sms, however Discovery Bank had paid these amounts although my husband did not have the credit available. Discovery Bank had paid monies out of the credit card account without my husband authorising these transactions, the amazing thing was he only had a credit limit of R20 000, however the account is now sitting at over R45 000. How can any bank pay out funds you DO NOT HAVE AVAILABLE. Discovery Bank's ***** department has not updated us not a single time to date, they make promises but do not keep to it. When it was reported the manager promised my husband he will call us will feedback the next morning, we constantly followed up every day but fail to get any answers. The the managers are never available to assist and provide information, the ***** department consultants are clueless and cannot even advise what is going on. They cannot answer our question as to why they have paid out these monies when we did not even have the credit limit. We cannot get a hold of anyone that can help us. There is no direct number to complain to Discovery Bank. Our biggest regret is opening an account with Discovery Bank - we did not expect to find ourselves in a situation like this and furthermore the bank is not efficiently assisting by providing feedback. We called yesterday again the 13th of December 2021 for feedback spoke to a Sibelo who promised the manager will call us the moment she put the phone down from the call she was on - the managers name we were given was Bongi, she never returned our call and Sibelo did not want us to hold on for her because he knew she was never going to call back. Very sad to note that Discovery Bank treats their customers in this manner, I was forced to share our experience on Hello Peter today as we do not know what more can be done. It is now 6 days - no feedback but we got the instalment to pay for these amounts that Discovery Bank had paid out.

0
Replies (4)
Discovery Bank
Discovery Bank's reply14 Dec 2021, 11:06
Official
Good day Charmaine 

Thanks for reaching out.

First, let me apologize for the experience you had thus far but I'd love to assist.

I can see according to the notes left of the reference numbers provided that an email was send with the dispute form attached for your husband to fill in and sign for the ***** Department.

Was the email received and was the form send back?

Kind regards
Nicolene




CN
Charmaine N's update14 Dec 2021, 11:44
Reviewer Update
Good Day Nicolene,

Thank you for your speedy response however it is sad I had to go this route to get a response.

Yes the emails were received, they were completed and emailed back to the relevant email address. Are you unable to see this information on your system from the reference numbers I had provided you with. Please call me directly so I can provide you with information you require, all my details are on your system as your team was asked by my husband to call me.

Here are the email responses we received from Discovery Bank and Discovery ***** Department:-
Update on your ***** case DB
Discovery Bank <***>
Thu 2021/12/09 17:24

Discovery Bank: We've opened a ***** case on your behalf. Your reference number is ***. Turnaround time is 72 hours, please call us on ***.

Thank you for your email
***
Thu 2021/12/09 19:08
You
Hello

Thanks for getting in touch.

This is an automated response. This mailbox only responds to queries about active ***** reports logged with us.

To report *****, please call us on ***and we’ll gladly assist.

Regards
The Discovery Bank ***** team

RE: ***
You forwarded this message on Mon 2021/12/13 14:42
DBDisputes <***>
Thu 2021/12/09 19:38
To:
  • You
Hello

Thanks for getting in touch with us.

This is an automated response. Please note that this mailbox deals specifically with open queries where we have initiated an email to you. We will not respond to other queries here.

If you have any other queries, please call ***.

Regards
The Discovery Bank team


Thank you for your email

You rep**** on Fri 2021/12/10 11:29

***
Fri 2021/12/10 04:10

To:
  • You

Hello

Thanks for getting in touch.

This is an automated response. This mailbox only responds to queries about active ***** reports logged with us.

To report *****, please call us on ***and we’ll gladly assist.

Regards
The Discovery Bank ***** team








CN
Charmaine N's update14 Dec 2021, 12:57
Reviewer Update
My husband is frustrated - he tried calling the ***** department again now, between 12.30 and 12.50, he was cut off and when he called back they told him they will call back but they did not. He spoke to Leveto and Sam.

What is happening with the service levels at DISCOVERY BANK?????
We are tired of trying to get answers???
I urgently await a call back.
Discovery Bank
Discovery Bank's reply20 Dec 2021, 06:51
Official
Good day Charmaine 

Please could you DM us your Husband's ID number as he is the Primary Account Holder.

Kind regards
Nicolene