ZVdM
Zanel Van der Merwe

1 reviews | Active since Sept 2023

30 Apr 2024, 16:21

Credit Facility with Discovery Bank

I have logged a query with Discovery Bank whereby I app**** for an revolving credit facility. I app**** for an amount that was approved. After the approval we had a personal issue whereby we needed more money and I was advised by one of the discovery personnel that I cannot increase the account. I requested the account to be closed to allow me to reapply for the amount required. On the 15 April 2024 I had a telephonic discussion with a discovery employee which closed the account and informed me that it will take up to 8 days for the account to be closed and after that I will be able to reapply for the revolving credit facility. Since the 22 April 2024 I have been phoning everyday as I am not able to reapply for the revolving credit facility and every time I am told that the person will escalate it to there superior or they will escalate it to IT department. On the 29 April 2024 I was told that the contract is still open and that they will close it and that will allow me to reapply. On the 30 April 2024 I received an sms and email that they are closing my credit account. I am so upset as I did not ask for my credit account to be closed. Since this whole thing started I was enquiring about the revolving credit facility not once did I ask anyone to close my credit card account. On the 29 April 2024 I was told by Papi that when an account is closed you can only apply after 3 months. None of the discovery personnel gave me this information. This is unacceptable that Discovery personnel is not providing all the information to there clients.

0
Replies (1)
Discovery Bank
Discovery Bank's reply03 May 2024, 11:38
Official
Hey Zanel 

Thank you so much for your feedback, we apologise for the inconvenience and miscommunication regarding your case. 

We do see that your credit card account is still active, and the revolving credit facility has been closed. We apologise for the team not fully advising the pros and cons of the facility, and hope by the time you are eligible for the facility again you would be interested in applying. 

Best regards, 
Mpho