KG
Karen G

1 reviews | Active since Dec 2017

06 Aug 2019, 22:25

Branchless and Contactless Bank - No proper customer feedback

I recently used the Discovery Bank app to conclude an application after being pre-selected to apply for credit. Upon completing the application, a declined notification came through and advised me to send through documents of my salary which was done. I continue to receive emails that I need to submit documents yet this step has been done, When I log onto the app, it reflects that my application is being assessed manually and they will be in contact with me. There is no email address or contact number. I understand the new digital approach they are taking however more communication is needed. Clients should not just be declined without context or feedback.

0
Replies (3)
Discovery Bank
Discovery Bank's reply21 Aug 2019, 15:22
Official
Hi Karen

Thank you for bringing your concerns to our attention. 

We tried to contact you however we were unable to reach you. 

Kind regards
Nicole

KG
Karen G's update27 Aug 2019, 18:31
Reviewer Update
Hi Nicole

Nobody has tried to contact me. I have the received the following 2 emails listed below however no phone call. I have been awaiting a call from your apparent executive office.

Dear Ms Govender
Thank you for contacting us.
Please note that we are unable to assist as we cannot access your Discovery Card account.
Kindly provide us with your Discovery Card account details and we will assist further.
If you need any more information, please contact Discovery Card on ***or visit www.discovery.co.za.

Regards
Lwandisa Mfingwana
Discovery Card

Dear Ms Govender
Thank you for contacting us.
We do apologize for any inconvenience this has caused to you.
We have sent the complaint to our Executive Office and you should receive a response soon.
If you need any more information, please contact Discovery Card on ***or visit: www.discovery.co.za.
Discovery Bank
Discovery Bank's reply28 Aug 2019, 12:30
Official
Hi Karen 

Thank you for taking my call. 

As discussed due to our Credit Operations Team not receiving your proof of income in a acceptable format your credit application expired. 

I will keep your information on my side as once we are able to resume your application we will be in contact with you. 

Kind regards
Nicole Sarlie