AUTOMATED TRANSFERS FOR BANK CHARGES SUCKS

First of all I don't agree with your automated system of transferring monies from ones debit card to ones credit card because its over the limit, despite paying the monthly installment. I have a black suite account Apperently for the more benefits you get, but a Credit card with a limit of R750 , yes R750 which you refuse to increase, no matter how many times I try, and banking fees which total 536. Its over the limit because of your banking feeI just moved my salary back to Discovery and already you are reminding me why i left in the first place. If the only benefit is priority boarding then it surely not worth paying the fees, what even is Vitality money that I pay 101 for? I already have vitality with my medical aid, seems like I am paying for all these so called benefits I don't see happening, yet Discovery promises you a bed full of roses. Discovery is literally taking the bread from once mouth to feed themselves!