Ruined my credit score even more!!!

<p>i app**** to credit councelling on my own, just because they promised it would allow me to have more spending money for myself and threat they're there to help. But now only 4 months along I get calls from my creditors requesting money from me and telling me I have these huge outstanding amounts. How is that supposed to help me?? Because I have never missed a bill and now I have to suffer for that!! It's unfair and I am definitely taking them to the ombud. </p>