TM
Tshenolo M

1 reviews | Active since Mar 2021

18 Dec 2025, 08:06

Urgent enquiry: Missed payments to my creditors by Debtbusters

I am extremely dissatisfied with the service I have received from Debtbusters. I have never missed a payment with them, yet my ClearScore report shows missed payments for the past 11 months, which has negatively affected my credit profile. I need an explanation for why this is happening.

I am also concerned that not all the money I pay to Debtbusters is being used toward settling my debts. An amount of R1000 seems to go unaccounted for each month, and I would like clarity on where this money is going.

I have sent several emails requesting an explanation, but I have received no response for the past six days. This lack of communication is very disappointing. I was supposed to have completed my debt review by now, yet it is still ongoing.

Why are my creditors being paid late, and why are there missed payments reflected on my credit report when I have paid Debtbusters consistently? Please clarify all this for me. If there is a positive response from Debtbusters I will come give the response here because they’re too quiet for my liking.

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Replies (2)
DebtBusters SA
DebtBusters SA's reply18 Dec 2025, 08:20
Official
Dear Tshenolo,

Thank you for bringing this matter to our attention. We are genuinely concerned about the experience you have described, as it does not reflect the standard of service we strive to provide.

Your matter has been referred to a dedicated Specialist who will contact you within one business day to discuss possible resolutions to your issue, and hopefully regain your confidence in our company.
 
Kindly note our escalation channel is theceosoffice@debtbusters .co .za.
 
Best regards,
DebtBusters.
TM
Tshenolo M's update23 Jan 2026, 07:06
Reviewer Update
Morning Ma’am/Sir,

Kindly respond to my query and outstanding request.I need a follow-up with the evidence I sent. I am submitting additional evidence that clearly indicates discrepancies on my account.
I am formally demanding compensation to cover the remaining loan balance as well as the funds owed to me. The attached documents highlight variances in the account balances that do not reconcile and cannot be reasonably explained.
Please note the following balances reflected on different dates:
  • 2 December 2025: R37 103
  • 19 December 2025: R36 632
  • 31 December 2025: R31 701
  • 22 January 2026: R33 081

Kindly explain what occurred during December and January. The balance reflects a significant decrease and then an increase, which does not make sense and must be fully accounted for.
I expect a detailed explanation and a full reconciliation of these amounts as a matter of urgency.