LD
LUNDI D

1 reviews | Active since Oct 2016

27 Feb 2023, 10:31

No permission to make an enquiry on my credit report.

On Friday the 24th of January 2022, I requested a call from a financial coach from Sanlam. We discussed my need for a debt consolidation loan. He advised me and transferred my call to another department. To my surprise the call went to Debt Busters. I was not happy with that because I have an unpleasant history with Debt Busters. In July 2014 one of their consultants ******* me into joining debt review. He withheld information and **** to me. The consultant I spoke to from Debt Busters is Cebokazi. She asked for a permission to open my credit report. I asked her why? She said she wanted to see my debts. I asked her, what is the difference between opening my credit report and making an inquiry on my credit report? She could not answer that. I told her I do not want her to open my credit report because I don't want any enquiries on my name right now. Too many enquiries on one's report lower my credit score. Further, I asked her if Debt Busters ever assisted anyone with debt consolidation. She said they restructure debt. I told her I do not want a restructure of debt if she m.eans debt counselling. And I told her that I know that is what they do, refer people to debt counselling instead of debt consolidation. That is not what I want. We agreed to end the call. On Saturday the 25th I was shocked that Debt Busters made an enquiry on credit report, while I did not give them a permission to do so. I called their offices, at first they denied making the enquiry, and then they saw that indeed I did not give permission, then conveniently they dropped the call.

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Replies (1)
DebtBusters SA
DebtBusters SA's reply27 Feb 2023, 10:57
Official
Dear Lundi, 

Thank you for taking the time to notify us about your unsatisfactory experience with our service. It is our intention to take every possible action to ensure this problem is rectified and we are able to provide the best solution possible to your inconvenience.
 
Your complaint will be directed to a dedicated specialist who will contact you within a business day to discuss possible resolutions to your issue, and hopefully regain your confidence in our company.
 
Kindly note our escalation channel is ***.
 
Regards,
DebtBusters