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****** *******, I've entered into a contract with them in June, I spoke to a consultant by the name Ziphozethu Mgolozelwa who seemed really nice at the time she assisted me, months later after the creditors debited my account, I tried to call for her and I was told she's busy and that she'll call me back, nothing like that ever happened, I emailed and waited a month,still no response I called again a month later I was given the same response she's busy with another client she will call me back, I flipped and guess what, she called me back moments later. Till today there hasn't been any update from this company all they do is debit money from my account, I called the offices last month after having received a statement from all the creditors, stating that not even a cent was paid towards my account , I was told there's lawyer's fees I was not told about in June when I app****, I only discover this in Sept, I was promised a refund to date I haven't received a refund. These people continue to debit my account and the creditors are doing the same too, I'm really gatvoel and I demand for a full refund, I'll continue paying my debts directly to the creditors,this company has done enough damage to my creditscore and name.