Credit Intel are proper *******

I have never seen such ********s in my life. They add R25 if you query what the statement is about, they charge R25 after you phone them to explain the charges and then they do the following. The send you a statement, if you paid R335, they take 10% of it, then add 15% vat on it, they then send you an outstanding amount, where they also add 10% and VAT. The operators don't even know how things are calculated, they are useless. They harass you. For an amount that was +/- ended up being R250 after 3 weeks, which is absolute ******* and a place like this needs to be stopped.