Inaccurate data

Item: ClearScore
Rating: 1
Author: Mduduzi M

They have inaccurate data yet they claim to be receiving it from experian, if you go to experian their data is way too different from what clearscore will show you, do yourself a favor and just check your score from their source yiu will see its way off

Helpful (0)

Replies (1)

ClearScore's replyOfficial

19 Sept 2022, 07:56

Hi Mduduzi,

Thanks for taking the time to leave us feedback.

The reason why the information on your my credit check (Compuscan) report differs from the ClearScore (Experian/my credit expert) is that:

The date the report is generated
The formulas, variables and weightings used to create the scores are different.
Datasets and information on the bureaus could differ based on the loading and validation rules of each platform.
The Experian Sigma platform has a 2-year display period, while the Experian platform has a 3-year display period.

It’s also important to keep in mind that all credit bureaus develop their own scoring models and have different score ranges.
I hope this helps.

Many thanks,
Zara

ClearScore's reply19 Sept 2022, 07:56

Official

The date the report is generated
The formulas, variables and weightings used to create the scores are different.
Datasets and information on the bureaus could differ based on the loading and validation rules of each platform.
The Experian Sigma platform has a 2-year display period, while the Experian platform has a 3-year display period.

It’s also important to keep in mind that all credit bureaus develop their own scoring models and have different score ranges.
I hope this helps.

Many thanks,
Zara