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Priscilla M

1 reviews | Active since Aug 2015

09 Sept 2023, 09:48

Unauthorized hard enquiry on my credit profile

I have 2 contracts with Cell C one taken in 2015 the other in 2020. Both contracts expired in December 2022 and I have on a month to month on both and paying Cell C. The problem started when the upgrade department started to bombard me with calls to upgrade until I blocked their numbers as they were becoming a nuisance and I kept having to repeat myself that I'm not ready for an upgrade. Now someone internally at Cell C has resorted to doing hard enquiries on my credit profile every 2nd month without my permission which is now affecting my credit profile. I tried calling their upgrade department to understand who's doing this and why, I'm being told the manager will call me back and this never happens. I'm left with having to contact the Credit ombudsman as I can't keep lodging disputes with experian every other month. The last enquiry was made yesterday 8 September 2023 and I want it removed with immediate effect . I'll also take it up with all credit bureaus to freeze any enquries from Cell C. It's not my problem that they contact center agents are not making money, the country is in a tough economic situation. They must rather sell vetkoek and archaar than to resort to ************ means.

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Priscilla M's update11 Sept 2023, 16:21
Reviewer Update
I'm still entirely dissatisfied regarding the feedback I got from a Social Media personnel with Cell C, Busisiwe Khumalo. Let me start by saying Khumalo is pretty much clueless about the Credit Department's processes and was not the relevant person to engage with me on this complaint I lodged on this platform with ref ***, with regards to Cell C, conducting a hard enquiry on my credit profile. Her job is mainly to attend to social media complains and to protect Cell C's reputation. I still need to speak to someone in the upgrades and credit departments who will tell me why they ran a credit enquiry on my credit report without first seeking my permission or contacting me, as I'm 100% sure that I have blocked all calls coming from Cell C and had no missed calls non whatsoever on the 8th of September 2023. To say Cell C cannot reverse the enquiry the made is nonsensical. She went as far as asking me what impact will the hard enquiry do to my credit profile to further expose her lack of knowledge and information as she could not tell me the difference between a soft and a hard enquiry on someone's credit profile. I'm also waiting for her manager Gift Masina who should have could me already but decided to send me a junior staff member who cannot articulate themselves in English. Cell C Credit department, I urgently need you to remove all the unauthorized hard enquiries made on my credit profile, as this is going to stay for at least a year on my profile. Failing which I will then contact the Credit ombudsman.
Cell C
Cell C's reply11 Sept 2023, 17:29
Official
Dear Priscilla Monyepao

Thank you for contacting us. 

Please accept our sincerest apologies as we follow up on this matter. We will revert to you.

Regards
Nelly