CS
Conrad S

1 reviews | Active since Jun 2021

21 Feb 2022, 14:47

Discriminating against a long time loyal client!

I recently tried to upgrade my cell phone contract, however, I am waiting for feedback for more than a week. I visited Cell C Victoria Road, PMB and have been dealing with the store manager, Celumusa. My upgrade has not been accepted as I am on debt review. I am being discriminated against, as I am being financially responsible? According to my debt review company, the agreement with Cell C is a service agreement, not a credit agreement, hence it does not form part of the debt review process. I have been paying very well each month and cell phone expenses are included in my budget set up by my debt councilor. I will actually be paying less for the cell phone I wanted to upgrade to, not sure how this is a problem? Its not a new agreement, its an extension of the agreement already in place. I don't want to upgrade because I need a fancy cell phone. My current phone's speaker is not working and I use this phone for business. Is this how you treat loyal customers?

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Replies (3)
CS
Conrad S's update21 Feb 2022, 15:40
Reviewer Update
Good day NT,

Please tell me why.....

I am spending R1000 per month on a cell phone contract each month. So you are willing to lose this income each month rather than upgrade a contract that I can clearly afford, as the payment is less than what I am paying today. The reason you do a credit check is to check affordability. I can obviously afford this, as I will be paying less than I am paying for my current contract. I do not accept this answer. You need to tell me why. I will keep on posting bad reviews until I get a response, telling me why, with a good enough excuse. As this response is not good enough.
CS
Conrad S's update21 Feb 2022, 17:00
Reviewer Update
Thank you for your responce NT. But once again that is not a logical answer. You are not giving me credit. If you did then you would be charging interest. A cell phone contract is a service agreement and not a credit agreement. Please explain what credit you are giving me by alowing me to upgrade? The National Credit Act does not state that you are not allowed a service agreement when under debt review. Please quote the National Credit Act where it is stipulated that you are not allowed a service agreement when under debt review. Please also read the agreement between Cell C and its contract clients. Nowhere in this agreement does it mention credit, as you are not providing me with any credit. You are providing a service. Please respond.
CS
Conrad S's update22 Feb 2022, 05:12
Reviewer Update
Once again. You did not answer my question. Which part of the agreement is a credit agreement? And how much interest are you charging on this agreement? No interest, as there is no credit. Its a service agreement. Please quote the court order you so bravely mention above, where it states a service agreement is not allowed?