CreditBureau threats for you fault

You busy threatening me about credit bureau while m still waiting for you to calculate how much I need to pay and where. Maybe you expect me to go deposit the money at shoprite or pep I don't know. Let me tell you something credit bureau was made for human beings not for animals n credit bureau is not some kind of disease that m scared of, so by you threading me about credit bureau you are not scaring me with your Mrs Pearl. You can go ahead with your credit bureau, believe you me I won't be the 1st n not the last to be on credit bureau n I'm not gonna die because I'm on credit bureau. Now keep on sending your threatening smses and not give me the amount I need to pay and where I have to pay it and see what's gonna happen.