DM
Delmont M

1 reviews | Active since Dec 2015

16 May 2023, 14:37

Conducting credit checks without my permission

Last week, a cell c consultant called me from customer care regarding a contract and when I asked her when the contract expires, she told me November 2023. I then asked her why call so early and she didn't have an answer for me. He next day, I received a notification from the credit bureau that cell c mad ean enquiry on my name even though I specifically told the consultant that i was not interested. In any case, Today, 16 May 2023, I spent 39 minutes and 6 seconds and I was transferred to several departments tobhave the enquiry removed as it was done without my permission. I spoke to several consultants and when i got through to Amanda from customer care, she was one of the most horrible consultants, followed by the floor manager Bridget who tells me that it's okay to conduct credit checks on a person's name without their permission. She gave me a lame excuse about Cell C conducts checks before they contact clients. I informed her that such actions is ******* based on the fact that permission is needed from the customer for credit checks before proceeding. Cell C, get your house in order now, before this incident becomes public knowledge. I will now report this matter to the credit bureaus and they'll investigate to who this was as it seems that whoever I spoke to at Cell C didn't want to assist me.

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Replies (5)
DM
Delmont M's update16 May 2023, 15:12
Reviewer Update
Hi there, Section 58 of POPIA provides that a responsible party must notify and obtain prior authorisation from the Regulator if the responsible party plans to, amongst other things, process personal information for the purposes of credit reporting. Did the Regulator give Cell C permission to run credit checks without customers knowledge and permission?
DM
Delmont M's update20 May 2023, 11:26
Reviewer Update
Cell C has no interest, absolutely zero contact since the incident. I guess they've chosen to take the route of the Information Regulator and the newspaper reporter. Seems as if they don't take reputational damage seriously.
DM
Delmont M's update24 May 2023, 20:22
Reviewer Update
Hi, absolutely nothing has been sorted. Apologies doesn’t sort out what happened here. I sent an email to cutomer service and told them that I wanted to be compensated as I was in the process of getting a homeloan and the enquiry dropped my FICO score. How do I apply when I just list 5 points? What is going to happen once my one year rental lease is up because I'm renting with an option to purchase? So now because I cannot apply for the homeloan, must I be on the street when the lease expire because the owner wants the property sold as per agreement? Removal of the ******* credit enquiry is not going to get my FICO score up so that damage is done. The official complaint has been submitted and accepted by the Information Regulator. You guys can take it from here and explain yourselves to the Informatio Regulator, pay the fine too, I don't care. The floor manager made it quite clear that checks are done on people names and the ones who qualify are then contacted. That is ******* practices and misuse of customers personal information. How many others are going to come at Cell C once this becomes public knowledge? Reputational damage is bad, sadly you folks don't see it that way.
DM
Delmont M's update24 May 2023, 22:00
Reviewer Update
No thank you. Let's rather sort this out via the Information Regulator as it seems that Cell C would prefer to deal with them, then me.
Cell C
Cell C's reply25 May 2023, 07:26
Official
Good day

A follow up has ben sent to the consultant who was initially assigned to your query.
Feedback will be provided as soon as possible.

^DA