Suspected *****ulent Call and Unauthorised Credit Report Consent – CDS Consulting (Pty) Ltd

I would like to report a suspected ***** incident that occurred on 15 April 2026 at approximately 14h05.

I received a phone call from a woman who claimed that I was being overcharged on interest related to my debts. During the call, she proceeded to list detailed information about my financial commitments, including the amounts being debited monthly. This information is highly confidential, and I was alarmed and concerned about how it was obtained.

I questioned the caller about the source of my personal and financial information. She then transferred the call to a person she identified as her line manager. When I again asked where they had obtained my details, I did not receive a clear or satisfactory response, and the call was abruptly terminated.

Immediately thereafter, at 14h06, I received three SMS messages from the number: +***. The message read:

"I, [Name], ID 8205**********, gave consent to request my credit report on 2026-04-15. Reason: Affordability Assessment." – CDS Consulting (Pty) Ltd.

I did not provide any consent for a credit report to be accessed on my behalf. This raises serious concerns about possible identity misuse, unauthorised access to my personal data, and potential violations of data protection laws.

I request that this matter be investigated urgently. I am particularly concerned about:

How this company obtained my personal and financial information The apparent unauthorised attempt to access my credit report The legitimacy and practices of CDS Consulting (Pty) Ltd

I also urge other consumers to be cautious of similar calls.

Kindly advise on any further steps I should take to protect myself.