What are the most common complaints about CDS Consulting (Pty) Ltd?

The most common complaint about CDS Consulting (Pty) Ltd, based on Hellopeter's AI analysis of recent customer reviews, is Trust, Transparency & Compliance. Consumers repeatedly report SMS messages claiming consent for credit reports they never gave, callers posing as NCR, Wesbank or ABSA representatives, and debt review listings applied without signed authorisation. POPIA, NCR and Tribunal complaints are widely referenced.

Is CDS Consulting (Pty) Ltd trustworthy?

CDS Consulting (Pty) Ltd has a TrustIndex of 1.7 out of 10 on Hellopeter, based on 67 reviews in the last 12 months. Hellopeter has tracked CDS Consulting (Pty) Ltd across 109 total reviews. How is the TrustIndex calculated? →

CDS Consulting (Pty) Ltd Reviews | 1.7 TrustIndex

CDS Consulting (Pty) Ltd Reviews | 1.7 TrustIndex | Hellopeter

Review Distribution

1.1|67 Reviews

Oct '25 - Sep '26

Frequently Asked Questions About CDS Consulting (Pty) Ltd

What do customers say about CDS Consulting (Pty) Ltd?

Based on recent customer reviews, CDS Consulting (Pty) Ltd is described by consumers as a cold-calling debt review operation that consumers say they never knowingly agreed to. A recurring theme is an unsolicited call about lowering interest rates, followed within minutes by an SMS claiming consent for a credit report. Consumers consistently report deductions taken with no payments reaching their creditors, damaged credit profiles and unreachable contact channels.

What is CDS Consulting (Pty) Ltd's biggest strength?

CDS Consulting (Pty) Ltd's biggest strength, according to Hellopeter's AI analysis, is Customer Service & Professional Guidance. The only warmth described comes from a few named individuals. Mandisa was called an absolute gem, Hanaan was praised as kind and passionate for helping clear a debt review listing, and one consumer said an agent explained everything clearly.

Recent reviews (67)

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Popular mentions

credit report no consent debt review unsolicited call affordability assessment money deducted creditors unpaid no response explained everything outstanding service

oliver N

1 reviews | Active since Sept 2025

31 Aug 2026, 11:44

CDS sucking service

these company will leave you in shambles, they call you promise you heaven and earth then take your money and not bother to pay your creditors at all. i need you to give me a call and im seriously ****ed at your service. you have damaged my credit record.

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oliver N

1 reviews | Active since Sept 2025

31 Aug 2026, 11:44

CDS sucking service

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Tenjiwe M

1 reviews | Active since Nov 2017

27 Aug 2026, 12:09

CDS Consulting * * company ever

People of God block and delete Consultant with Xhosa accent contacting about reducing interest towards your car, homeloan or whatsoever, they are ****** of note, registered with NCR but busy *****ing our monies, i am very disturbed, disappointed and I will deal with them accordingly to my utmost.

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Tenjiwe M

1 reviews | Active since Nov 2017

27 Aug 2026, 12:09

CDS Consulting * * company ever

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Thuli N

1 reviews | Active since Mar 2014

22 Aug 2026, 09:54

CDS CONSULTING IS A ****

These people are scanners, they phoned and pretended to be working with wesbank and stated that because of inflation they want to decrease the car instalment. They unknowingly make people to join this debt review thing and take their money and block the bank if they want to cancel it because there is no formal agreement. People be careful when people phone you drop the call and consult your bank. They target youngsters who have recently be employed and ****m them of their hard earned monies. They live of off people's tears, causing depression on people!! They need to be wiped off the system

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Thuli N

1 reviews | Active since Mar 2014

22 Aug 2026, 09:54

CDS CONSULTING IS A ****

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Mothusi N

1 reviews | Active since Aug 2024

15 Aug 2026, 14:24

****mers of note!!!!!

****mers of note!!!!! they *****ulently placed me under debt review and ruined my credit. To make matters worse, they will at a later stage call you under the company name " fresh start credit" to offer you services of removing you from the debt review that they initially put you in. CDs consulting pty Ltd and fresh start credits are under the same director, named " tay Jonah Booley" and share the email: *** And also share the same NCR registration number. Which is very sketchy. I don't understand how the NCR still has them as registered and accredited debt counsellor on their website despite the tons of lodged complaints from many individuals against this company. NCR really needs to do a better job in regulating these **** companies and attending to assist complaints. I think as victims we need to write to carte blanche or the Devi show to expose the company and maybe that will get the NCR to promptly attend to complainants who've been wrongfully put under debt review.

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Mothusi N

1 reviews | Active since Aug 2024

15 Aug 2026, 14:24

****mers of note!!!!!

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Michelle S

1 reviews | Active since May 2014

13 Aug 2026, 16:28

CDS Consulting / Debt Counsellor – Funds Deducted, Not Paid to Credit Providers, and Debt Review Without Consent

CDS Consulting / Debt Counsellor – Funds Deducted, Not Paid to Credit Providers, and Debt Review Without Consent I am posting this complaint because I have exhausted every possible route and still have not received my money back. This matter relates to **CDS Consulting**, debt counsellor **Bongoletu Gedeza / NCRDC3875**. I was placed under debt review without my lawful consent. I did not sign or authorise CDS Consulting to place me under debt review. I warned my credit providers and service providers before the damage happened that I had not authorised this process and that my debit orders must not be stopped. I continued paying my credit providers myself throughout this process. Despite this, an amount of **R39 097.77** was deducted from me. My credit providers have confirmed and provided proof that they received **no payments** from CDS Consulting or on my behalf from those deducted funds. This means money was taken from me, my credit providers were not paid, and I still had to pay my credit providers directly myself. I have demanded my money back from CDS Consulting, but I have not received a refund, proper proof of payment to my credit providers, or a proper explanation. The NCR has issued a letter confirming that my complaint relates to alleged contraventions of the National Credit Act by the debt counsellor, specifically that: 1. The debt counsellor failed to distribute funds to my credit providers; and 2. The debt counsellor placed me under debt review without my consent. The NCR confirmed that the matter is under enforcement at the **National Consumer Tribunal** under case number: **NCT-***-Section 137(1)(d)** The NCR has also confirmed that my Debt Help System status was updated to **status code B**, meaning the assessment resulted in a rejection, and that the debt review flag has been removed. However, I am still without my money. This matter has caused me serious financial, emotional and reputational harm. Because of this disputed and incorrect debt review matter, I was charged arrear fees and high interest. I struggled with my credit providers, including Standard Bank, Nedbank and Toyota Financial Services, and I had to fight for months to clear my name. I am still trying to correct the full damage caused. I also opened a police case under case number **461/2/2026**. I was informed that **Constable Memani** was handling the matter, but I have not received proper feedback. I also followed up with the George Police Station Commissioner and still received no meaningful response. I want CDS Consulting to: 1. Refund the full amount of **R39 097.77** immediately; 2. Pay interest on the money from the dates it was deducted until the date of repayment; 3. Provide a full written breakdown of every deduction taken from me; 4. Provide proof of what happened to the funds; 5. Confirm why I was placed under debt review without my consent; 6. Confirm why my credit providers were not paid; and 7. Cooperate fully with the NCR, National Consumer Tribunal and SAPS. I believe this is a serious consumer protection matter. How can a consumer be placed under debt review without signing or authorising it? How can money be deducted and not paid to credit providers? How is the consumer protected if the consumer must fight for months just to clear their name and still does not receive their money back? I am posting this publicly because I have been ignored for too long. I want my money refunded with interest, and I want proper accountability. **Consumer:** Michelle Diane Schoeman **NCR Case Number:** R332 **NCR Reference Number:** *** **National Consumer Tribunal Case Number:** NCT-***-Section 137(1)(d) **Police Case Number:** 461/2/2026

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Michelle S

1 reviews | Active since May 2014

13 Aug 2026, 16:28

CDS Consulting / Debt Counsellor – Funds Deducted, Not Paid to Credit Providers, and Debt Review Without Consent

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Mbongeni D

1 reviews | Active since Sept 2021

5 Aug 2026, 06:04

CDS Consulting will only mislead and **** you your hardly earned money.

This is a **** law firm, their main daily duties is to **** as much of the community members as they can. They mislead you, claiming that they have checked your credit record and found out that you’re being charged excessive interest rates by your creditors. They’ll then thereafter, claim that there’s a new government law which will enable them to reduce your interest rates without getting to administration or debt review. Be careful do not listen to them they are ****s, they only want to de***** you your money and put your under debt review without you knowing about it. They’ll mess up your life and leave like that, not responding to your emails. Please do not trust these people, the misrepresenting everything they tell you in order to lure you into the their ****.

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Mbongeni D

1 reviews | Active since Sept 2021

5 Aug 2026, 06:04

CDS Consulting will only mislead and **** you your hardly earned money.

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Nokuphila N

1 reviews | Active since May 2012

27 Jul 2026, 09:56

STUPID CONSULTANTS

I received an unsolicited call from ***. I declined their services, requested that my number be deleted from their database, and made it clear that I would only discuss any interest rate matters with my credit provider. Despite this, I received an SMS stating that I had consented to a credit report request. I attempted to call the number to dispute this but could not get through. I am concerned that this may be a *****ulent or unauthorized credit enquiry.

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Nokuphila N

1 reviews | Active since May 2012

27 Jul 2026, 09:56

STUPID CONSULTANTS

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Mbongeni D

1 reviews | Active since Sept 2021

25 Jul 2026, 16:56

DC partner of cds consulting Pty debt review ****

I was called by a woman she called herself Zandile Buyana towards the end of June 2026. She fed me with all misleading information that their lawyers company cds is doing debt restructuring by lowering interest rates. She informed me that I was being charged excessive interest rates by my creditors. She further said to me me there’s a new South African law which has been passed by the government to assist the people who are paying higher interest rates that the law requires. She asked me to put my initials on a blank paper, take a picture and send it to her via WhatsApp. She said this was required to do restructuring of my debt in order to lower the excessive interest rates which she claimed I was paying on my accounts. They used my initials to to copy and paste them on a debt review request form. They app**** for debt review on my behalf without my concern. End of July month they deducted R20000 from my bank account which affected the payment of my accounts. I need assistance for these ****** to cancel the debt review which they ********ly put on my name and to refund my money which they debited ********ly from my bank account.

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Mbongeni D

1 reviews | Active since Sept 2021

25 Jul 2026, 16:56

DC partner of cds consulting Pty debt review ****

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Top Strengths:

Frequently Asked Questions About CDS Consulting (Pty) Ltd

What do customers say about CDS Consulting (Pty) Ltd?

What is CDS Consulting (Pty) Ltd's biggest strength?

Recent reviews (67)

CDS sucking service

CDS sucking service

CDS Consulting ***** ***** company ever

CDS Consulting ***** ***** company ever

CDS CONSULTING IS A ****

CDS CONSULTING IS A ****

****mers of note!!!!!

****mers of note!!!!!

CDS Consulting / Debt Counsellor – Funds Deducted, Not Paid to Credit Providers, and Debt Review Without Consent

CDS Consulting / Debt Counsellor – Funds Deducted, Not Paid to Credit Providers, and Debt Review Without Consent

CDS Consulting will only mislead and **** you your hardly earned money.

CDS Consulting will only mislead and **** you your hardly earned money.

STUPID CONSULTANTS

STUPID CONSULTANTS

DC partner of cds consulting Pty debt review ****

DC partner of cds consulting Pty debt review ****

What are the most common complaints about CDS Consulting (Pty) Ltd?

Is CDS Consulting (Pty) Ltd trustworthy?

CDS Consulting * * company ever

CDS Consulting * * company ever