OK
Oscar K

1 reviews | Active since Dec 2022

28 May 2024, 03:49

Deceptive Loan Practices and Poor Customer ServiceI

I had a loan agreement with Cash Crusaders Steelpoort, which was supposed to expire on the 24th. On the 23rd, I received an email offering me the opportunity to extend my loan until the 26th. However, when I clicked the link to extend the loan on the 26th, the loan had disappeared from their site.I called the branch first thing the next morning, only to be told by an employee that it wasn’t their fault, they never sent the email, and I should have ignored it and come earlier. He also informed me that my item had been released to the floor and that I needed to pay R4000 to buy it back. When I explained that I didn’t have R4000, he said they could take it back, but I would have to repay the loan immediately and redeem my item for over R2200 – an amount I couldn’t afford, which is why I took out the loan in the first place.The employee promised to call me back by the end of the day but never did. Is this how Cash Crusaders operates? Lying and deceiving people who are already struggling? If I had the R4000 or even the R2200 plus they now want immediately, I wouldn’t have needed the loan in the first place. I feel ****med and deceived by this company, and it’s disgraceful how they take advantage of people facing financial difficulties.

0
Replies (5)
Cash Crusaders Franchising
Cash Crusaders Franchising's reply28 May 2024, 09:09
Official
Good day,
 
 Our sincere apologies for the inconvenience this may have caused you, this is not the experience we would like our customers to receive. Please note that your complaint has been escalated to customer service department that will be in contact with you shortly. 

 Thank you 



OK
Oscar K's update05 Jun 2024, 11:36
Reviewer Update
Thank you, I received a call and was told to send an email to customer service on the 29th, however I haven't heard anything from them. I hope my item is still safe.
Cash Crusaders Franchising
Cash Crusaders Franchising's reply06 Jun 2024, 14:25
Official
Good day,
 
 Our sincere apologies for the inconvenience this may have caused you, this is not the experience we would like our customers to receive. Please note that your complaint has been escalated to customer service department that will be in contact with you shortly. 

 Thank you 

OK
Oscar K's update08 Jun 2024, 04:32
Reviewer Update
UPDATE: Customer service called, first thing they told me was that they've been trying to get hold of me since(showing that they're the only people who couldn't get hold of me for a whole week)

Anyway the call with customer service was the most useless, because they then said they'll call the store and check with them first, then the store called and we had a long argument that ended no where, essentially I'm being blamed that there was a fault in the website, funny thing is even the lady confirmed that the payment link expires after 48 hours, which means the link provided on the email is misleading. It's a system error on the side of Cash Crusaders, that's why I'm forced to buy back my own laptop now or lose it.
OK
Oscar K's update08 Jun 2024, 04:34
Reviewer Update
Reached no conclusion as they said they would call back and they have not since then, the whole Friday has passed.