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Tania D

1 reviews | Active since Nov 2024

15 Nov 2024, 13:45

Wrong Credit Status

I am writing to express my dissatisfaction with the service I have received in relation to opening a credit account at your branch. I visited a branch recently and was informed that the system indicated I am under administration, which is not the case. I have accessed my credit report and confirmed with the Credit Bureau that my profile is clear.

Two days later, I received feedback from the branch requesting a letter from the Credit Bureau stating that I am not under administration. While Capitec has direct access to the Credit Bureau and should be able to verify this information independently, I took the additional step of contacting the Credit Bureau once again. I was informed that my credit profile is clear and that they do not issue letters, as the credit report itself is sufficient for verification. The Credit Bureau also mentioned that they have received similar complaints from other Capitec customers, indicating that this may be a system issue on Capitec's end.

Furthermore, the branch contact number provided in their email appears to be invalid, which has made it even more difficult to resolve this matter. I kindly request that this issue be looked into and resolved promptly. I would appreciate it if someone from your team could assist in addressing this situation and ensuring that my credit application is processed without further delay.

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Replies (3)
Capitec Bank
Capitec Bank's reply15 Nov 2024, 13:54
Official
Good day Tania Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. Kind regards, Capitec Bank
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Tania D's update18 Nov 2024, 12:17
Reviewer Update
Hi there up to now no one has made contact with me
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Tania D's update21 Nov 2024, 11:35
Reviewer Update
Call received from Nothemba, she assisted efficiently, thank you.