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prince.mkhonza prince.mkhonza

1 reviews | Active since Sept 2016

08 Sept 2021, 16:48

Worse and unsafe Bank ever delt with Capitec

Am so disappointed from the Bank, I logged q query 3 weeks ago for ***** on my account. I was never issued with case number and I asked to send the affidavit of which I did and was never contacted with feedback. I then decided to call called last week to follow up on my surprise the claim was declined.

When I asked for the reason was told that I didn’t report immediately. My question was done what proof do they have that I didn’t report immediate no one could give a reasonable or positive explanation on the decision taken. On the day I called it took the call centre to answer my call after for minutes, clearly that wasn’t investigated.

My matter was then referred to complaint without my concern and knowledge, was given ref thinking that was the case number and I would be getting feedback on the decision made, on how and why the decision was taken.

So decided to call were I spent over R120.00 on air spoke to manager Mpho she was not understanding and helpful was just waste was of R60.00 air. Called again spoke with Amy who’s the TL who also couldn’t help and she hung up the call on and called back looking for the manager. Two hours later Mpho called after I wasted another R60.00 airtime try to get to me with no help as client wasn’t help she then hung up on me and never called back.

To my surprise once more was told to block card immediate of which was done 3 weeks ago by their banker and last week there was a transactional done on my account and mind you I haven’t called the card yet.

This bank does not care of it client This bank is not safe

Hopefully someone can tell me how money was taken from my account after the card was stopped

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Replies (3)
Capitec Bank
Capitec Bank's reply08 Sept 2021, 17:03
Official
Good day Mafingerprince   

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 
Capitec Bank
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prince.mkhonza prince.mkhonza's update08 Sept 2021, 20:07
Reviewer Update
Thanks you for the reply, I would really appreciate if you were to reply on this post so that people can see how you don't value and respect your client.
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prince.mkhonza prince.mkhonza's update10 Sept 2021, 17:11
Reviewer Update
So got the call from Capitec as promised, and spoke with same gentleman that give me the same nonsense feedback that was provided to me previously. For the last 15 days am wondering what they were investigating if still current date am getting same feedback, no one they give me a full details information base on the decision made.
Apparently my claim was denied because of.
  1. I did stop the card using the app
  2. Money was taken from my account while I was listening to their auto voice promotion.
  3. My called was answered four minutes late and transaction was done while waiting for someone to answer, while walking to their branch of which was closed during business ours
Capitec claims they have done investigation but they want to give me a standard letter don’t know if my case is similar to others. Case are of different nature unless we just normal paying client who doesn’t to be treated differently. Few days later there was a transaction on my account of which no one can answer for. My request from Capitec is to give me a details letter base on the investigation done on my account so that when I challenge them I challenge them base on the investigation conducted not a standard letter.