We getting ******ed by the banks

Our information is not protected,time after time I will get unauthorized debit orders like the resent one "Dvotion ". The worse thing is that a bank will charge you to reverse that money. But every month you pay them to keep and protect your money but still they you get unauthorized debit orders. This need to be stopped the banks are into this that why they haven't stopped it because they also benefit from this. Is this fair we are getting ******ed by this banks.