FC
Francios C

1 reviews | Active since Apr 2011

21 Jul 2022, 08:46

Useless Capitec Bank

I have a credit card with Capitec Bank for a long time now. In 2019 I lost my work and informed Capitec Bank about this, my credit card was immediatly blcoked so it can't be used. The stupid insurance that I am paying for on my credit card refused to pay my monthly installments during the time that I was unemployed so I was forced to make a plan to pay my credit card. What I don't know is why do you pay for insurance on this stupid credit card if it doesn't even help you in situations like this. Not even during the COVID lockdowns did this insurance help me, I had to borrow money from family to pay your ****ing stupid credit card. Even though I paid this credit every month you guys still decided to block my card. For the past 2 and a half years that I have been working this card is still blocked but I am paying it every month. I went to the bank so many times to change the debit order date on this credit card as I am not getting paid anymore on the date that you people are debiting my bank account. All the times that I have tried to do this at a Capitec branch the banker/consultant had to phone the credit department to try and fix this but then the credit department tells the consultant that I have to finish paying of my credit card before anything can be done or changed. I mean what bull**** is that, I am so tired of this ****ing bull**** regarding this stupid credit card that I have with Capitec bank. You people are ****ing up my credit score with this bull****!!! I am paying the ****ing credit card every month and don't know why it is still blocked as I never stopped paying it. But I am telling you guys this now, If Capitec doesn't fix this ****ing credit card story I will close this account with Capitec and move my salary to a different bank that actually give a **** about their clients. I have been having this account with Capitec bank for many years, and this bank has become ****ty over the past few years to be honest.

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Replies (3)
Capitec Bank
Capitec Bank's reply21 Jul 2022, 11:31
Official
Good day  Francios
Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 
Kind regards Capitec Bank
FC
Francios C's update26 Jul 2022, 11:06
Reviewer Update
An official did contact me on 22 July and told me that they will fix this problem and I haven heard anything from Capitec Bank since 22 July 2022. Is someone going to tell me if the problem has been fixed because as far as I can see nothing has changed and you guys are still taking my debit order between 20 and 22 of the month. Even after my complained above the problem still doesn't get resolved. This is really bad service on Capitec part on this matter, I really thought that this was going to be resolved and fixed after this complaint but it feels to me like there is no sense of urgency or care on these types of things at Capitec Bank.
FC
Francios C's update17 Aug 2022, 11:50
Reviewer Update
You know what, I had it with Capitec now, it is today 8 ****ing days since I send in the forms that was requested from me to remove this stupid block on my credit. You guys can take this ****ing credit card and shove it up your asses as I am no more interested in being a credit card holder with Capitec Bank. I will finish paying it off but won't make use of it anymore as I got approached by one of your rivals African Bank and they were so kind to offer me a credit card and I accepted, so I will take my business to them and once my credit card is finished I will move my account to them also. So don't bother to fix your credit card issue as I am not going to make use of it so you might as well just leave it as it is now. Pathetic and USELESS CUTOMER SERVICE !!!!!!!!!!!