ALdL
Andries Lukas de Lange

1 reviews | Active since Sept 2021

25 Sept 2021, 11:40

Unfair treatment and slap in my face from Capitec bank

I paid all my installments every single month and in April 2021 was put of for medical reasons.I also paid many years for the insurance that Capitecbank added onto my installments.I used the insurance for the purpose and submit a claim through Capitec banks procedures and everything at Capitecbank was paid off in full.My payments was also up to date with the bank.Later when i decided to see if i could get a loan with Capitecbank i was told there is a problem and should contact the claims department because i am a risk client.I called and was informed that the bank has put me on sequestration status because i submitted a claim.I ask them but why would you people do this because i was not in arrears and the insurance did payed you in full i also don't see the reason for this.I also informed them that once you put this on your records it automatically will reflect on ITC and credit buro.I also inform them that they are now placing me as a loyal client in a bad position and they label me as bad client.All i get is sorry but sorry is not what i want this should never have happened at all.Just because i don't work for a big company anymore does not mean i cannot pay installments.Now that you work for yourself the bank does not want to know you at all.I have put everything in my business and just needed to finance my own trailers and now Capitec bank skrew me with this.I do not appreciate this kind of behaviour from them and they don't need to treat me like dirt.

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Replies (2)
Capitec Bank
Capitec Bank's reply25 Sept 2021, 12:03
Official
Good day  Andries 

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 

Capitec Bank
ALdL
Andries Lukas de Lange's update27 Sept 2021, 10:23
Reviewer Update
Today is recieved a email from person Adelaide Stevens that says i must submit my query to the claims department and the email for the claims department does not work because everytime you get a reply from the postmaster at Capitecbank to say email undeliver and wrong email.I did send to this person a reply to say this is how people working in Capitecbank pass the bucket and i will again post on Hello Peter.I still did not receive a reply on why did they put on their systems a sequestration status when all payments was up to date.The fact that i submit a claim is not a reason to blacklist me within the bank.I still payed my installment in full.Someone or some department judge me already without knowing me or knowing what i can affort.Capitecbank know they are wrong for doing this and keep quiet to think this will blow over well i have got a surprise for them i will not keep quiet about this because tomorrow you do it to another client.You cannot make people bad that are not bad.