1 reviews | Active since Aug 2011
Unfair Treatment
It all started with me having credit facilities with Capitec Bank and due to financial difficulty was forced to go under sequestration more than 10 years ago. I eventually managed to rehabilitate and submit proof to Capitec Bank last year July, where after I was informed that I won't be able to apply for any credit facilities for at least a year, which I was totally fine with and felt was fair enough. But after a year I tried applying for credit again, and found that there was a type of "***** prevention block" on my account when trying to apply for any form of credit, hereafter I made a phone call to customer care only to be transferred several times to different departments and eventually got to a lady that informed me that I won't be able to apply for any form of credit, because of my history that I have, which in my opinion is extremely unfair seems that is has been over 10 years already. Then to top it all off, I was granted a home loan of R1.4million about 4 months ago and that was approved and paid out from Mercantile Bank which is also part of Capitec Bank, but I can't get any form of credit from Capitec Bank. The only thing I ask is to relook at the situation and reconsider it, or just remove the "***** prevention block" from my profile so that I could move all my banking to another bank that is prepared to offer me the full package that I require, because currently that block is causing me not to qualify for any form of credit from any bank, and believe you me it's not affordability.
Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.
Kind regards Capitec Bank
Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.
Kind regards Capitec Bank
