MS
Mankwana S

1 reviews | Active since May 2026

03 May 2026, 19:53

Unfair charges

last year u took credit card with capitec,onthe 1st of april i settled the account n requested that they have closed it,i even asked the consultant on whatsap and on branch the same day the assured me that its closed however it will not show after 45 days,but i must not use it all..since the 1st of April i never used used..today the 1st of May i wake up to debit order from capitec and they said they deduct another money onthe 24th...the closing balance of the credit card was r37000.02 but today is r36000 something. I called capitec to enquire they said it was not closed well.i must settle r300 something to close it beacuse the previous consultant did not do well. Kindly assist on this matter,as i have proof of every conversation.

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Replies (4)
Capitec Bank
Capitec Bank's reply03 May 2026, 21:01
Official
Thank you for reaching out to Capitec bank, how can we help you.
Capitec Bank
Capitec Bank's reply03 May 2026, 21:02
Official
Im really sorry to hear about your experience
Capitec Bank
Capitec Bank's reply03 May 2026, 21:27
Official
Thank you for bringing this to our attention. I understand how frustrating and unfair this experience must feel, especially after you were assured that the credit card account was closed and you have proof of these conversations. I can confirm the following based on what you have shared: You settled the full credit card balance on 1 April You requested closure of the account on the same day, both on WhatsApp and at a branch You were advised that the account would reflect as closed after 45 days and that you must not use the card You did not use the credit card after 1 April Despite this, a debit order was processed on 1 May, and you were advised that another amount was deducted on 24 April You were later informed that the account was not closed correctly, and that an additional amount of around R300 is now required What this means If the account closure was requested and confirmed, but not processed correctly, the additional charges may need to be formally reviewed.
Capitec Bank
Capitec Bank's reply03 May 2026, 21:28
Official
Please chat to an agent on WhatsApp to report the matter or for urgent assistance, the number is ***, please type Hello and follow the prompts.