WT
William T

1 reviews | Active since Sept 2018

24 Jul 2020, 08:30

Unauthorised Debit Order by Clientele

Good Day,

I've recently joined Capitec from one of the big banks because my wife showers praises of your services. She also told me that you offer lower fees, which is true because I verified.

The shock of my life happened when an unauthorized transaction occurred on my wife's account. She went to a local branch and asked that they get it refunded. She was told it's not possible. Interesting because my former bank used to be able to do this if I made a query within 30 days of the debit going off. But you were able to block the debit from going off again.

Anyway, she was advised to open a secondary savings account and transfer all her monies to it. This, she did. Yesterday, I transferred money to her and immediately the R279 debit went off. This is a huge debit and it seems to come from Clientele. Clientele is a big company, and I don't understand how they got my wife's details to open an insurance product from which she isn't aware of. My wife has never had any policy in her life.

I'm worried that this will keep going on. How is Capitec planning to stop this madness?

Thank you.

0
Replies (3)
Capitec Bank
Capitec Bank's reply24 Jul 2020, 11:59
Official
I acknowledge your posting, and have referred it to Complaint Management for immediate attention.
 
Feedback will be provided within five working days.  I trust that this situation will be resolved to your satisfaction.

Kind regards
Capitec Bank 
WT
William T's update24 Jul 2020, 13:19
Reviewer Update
Thank you for your swift response. As an add-on, my wife to dispute the debit order via the app and she gt a message that this cannot be done even though the debit order is under R800. She then tried to stop it using the Stop option provided but had no happiness.

Anyway. I've looked at the details of the two debits and I found something very interesting. The first debit the bank stopped seems to have succeeded. I say this because the second debit order used different debit description, but the rest of the details are still the same as the first one. Clearly, someone is bypassing the Capitec debit order system, and it might be an in house gang. But, I'll get in touch with Clientele and deal with them directly. It seems they prey on people who may not be as technologically-savvy or who don't look at their bank statements.

I'll update you as I progress with Clientele.

Best Regards,
Capitec Bank
Capitec Bank's reply20 Aug 2020, 11:04
Official
Good day William T,

I confirm the matter has been dealt with and resolved.

Kind Regards,
Capitec Bank